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Using Paypal for eBay Purchases


Paypal is the preferred payment choice for many buyers because Paypal allows buyers to pay instantly for eBay purchases. In this article, we will review using Paypal on eBay from the buyer's point of view.

Since eBay purchased Paypal, it has become even easier for buyers and sellers to complete auction sales. Buyers like Paypal because they can quickly and easily pay online. In fact, some bidders will only bid on items they can pay for with Paypal.

One thing that confuses buyers is some sellers accept Paypal payments through credit cards, while others only accept transfers. You see, with Paypal a buyer can fund the transaction in three ways. This can confuse buyers, and cause problems.

Here's the three ways to fund a Paypal transaction:

1. Transfer from a bank account tied to the user's Paypal account.

2. Transfer from a Paypal balance.

3. Payment from a Credit Card.

The first two options cost Paypal nothing in processing fees. Credit cards cost about 2 percent to process, and Paypal passes this cost on to merchants. Some eBay sellers do not want to pay this fee for service, so they only accept payments by transfer. This confuses buyers who win auctions and assume a credit card transaction is fine.

Paypal wants users to transfer funds, and not use their credit cards. Not only is this cheaper for Paypal, but there is no risk of a chargeback.

A chargeback is when a buyer reverses the charge on a credit card by contacting his bank. Most, maybe all, banks will reverse a credit card charge with little or no investigation if the card holder contests the charge. The money is taken right out of the merchant's bank account -Paypal in this case.

Paypal makes it difficult to use a credit card to send money through Paypal. This is done making the credit card payment option difficult to find, and warning users about the "risk" because you cannot buy Paypal's insurance.

With a credit card purchase, you do not need Paypal's insurance. Your bank will reverse the charge free if the seller scams you.

One other way Paypal makes it hard for users to instantly send money with a credit card is by limiting the total amount you can charge.

The first time I tried to use Paypal to pay for an eBay auction, I was unable to use my credit card because the amount was above the limit. That was a $700 item. I think the single item limit is $500, but could not find confirmation of this. The lifetime limit, or total amount you can send all eBay sellers with a credit card is $2,000.

If you wish to pay for an item with a credit card through Paypal you should confirm the seller takes card transactions. This can be done reviewing the auction and looking for the credit card logos adjacent to the Paypal logo in the payment methods screen.

Whenever you pay for an eBay auction through Paypal, you should check the seller's Paypal status. Do not send large amounts to unverified users, and watch that the user's address matches the auction details.

Paypal is an easy way to pay for your eBay purchases.

Terry Gibbs is a collector/dealer of old toys and trains, and teaches others how to buy and sell antiques and collectibles. Gibbs is the author of two best selling eBay books "The Auction Revolution," and "The Complete Guide To eBay Consignment Sales." He has also written numerous other books about buying and selling antiques and collectibles. Learn more at his website: http://www.news.iwantcollectibles.com

Copyright 2005 IWantCollectibles LLC used with permission.


TODAYS NEWS BY OFFICEJAX FREE ADVERTISING AND AD EXCHANGE SOLUTIONSMORE RESOURCES updated Wed. August / 05 / 2020

HiBid.com Auctions Topped $35 Million Last Week; Sports Cars, Gold Bullion, Farm Equipment, & More Up For Sale - Norfolk Daily News
HiBid.com Auctions Topped $35 Million Last Week; Sports Cars, Gold Bullion, Farm Equipment, & More Up For Sale  Norfolk Daily News

Clark County hosting government surplus vehicle, airport lost and found online auctions this week - KLAS - 8 News Now
Clark County hosting government surplus vehicle, airport lost and found online auctions this week  KLAS - 8 News Now

US offshore energy industry releases economic impact study of offshore wind auctions - WorldOil
US offshore energy industry releases economic impact study of offshore wind auctions  WorldOil

Online art auctions are luring new bidders to the market: rich millennials under lockdown - Business Insider - Business Insider
Online art auctions are luring new bidders to the market: rich millennials under lockdown - Business Insider  Business Insider

Terms for Nykredit's and Totalkredit's auctions - Nykredit Realkredit A/S - GlobeNewswire
Terms for Nykredit's and Totalkredit's auctions - Nykredit Realkredit A/S  GlobeNewswire

AUCTION PREVIEWS Tues, August 4th Real Estate Warsaw, NY Brozstek's - NNY360
AUCTION PREVIEWS Tues, August 4th Real Estate Warsaw, NY Brozstek's  NNY360

Hudson Successfully Auctions 22MW of Lumens' Operating Commercial Solar Projects - Business Wire
Hudson Successfully Auctions 22MW of Lumens' Operating Commercial Solar Projects  Business Wire

Houghton County Fair canceled; livestock shows, auctions, and drive-through food concessions to take place - WLUC
Houghton County Fair canceled; livestock shows, auctions, and drive-through food concessions to take place  WLUC

Sotheby’s Reports $2.5 Billion in Sales - The New York Times
Sotheby’s Reports $2.5 Billion in Sales  The New York Times

Paris Gibson Square Museum of Art kicks off online art auctions - KRTV Great Falls News
Paris Gibson Square Museum of Art kicks off online art auctions  KRTV Great Falls News

Mexico should hold no new oil auctions - presidential memo - Reuters Africa
Mexico should hold no new oil auctions - presidential memo  Reuters Africa

Big names coming to Woodland Park for art auction tonight - Colorado Springs Gazette
Big names coming to Woodland Park for art auction tonight  Colorado Springs Gazette

CM Russell Museum prepares for online art auction - KRTV Great Falls News
CM Russell Museum prepares for online art auction  KRTV Great Falls News

Community members offer alternative to fair auction | Journal-news - Martinsburg Journal
Community members offer alternative to fair auction | Journal-news  Martinsburg Journal

Rouble heads away from 3-month low ahead of OFZ bond auctions - Nasdaq
Rouble heads away from 3-month low ahead of OFZ bond auctions  Nasdaq

Kalamalka Lake Waterfront Retreat to Auction No Reserve via Concierge Auctions in Partnership with Century 21 - EIN News
Kalamalka Lake Waterfront Retreat to Auction No Reserve via Concierge Auctions in Partnership with Century 21  EIN News

Michael Jordan's Ultra-Rare, Signed AJ1's For Auction, Could Sell For $600K - TMZ
Michael Jordan's Ultra-Rare, Signed AJ1's For Auction, Could Sell For $600K  TMZ

Positive Legacy Announces Auction For Back To School Program - JamBase
Positive Legacy Announces Auction For Back To School Program  JamBase

Auctions Are Crimped as the Pandemic Forces Them Online - The New York Times
Auctions Are Crimped as the Pandemic Forces Them Online  The New York Times

Lightning Foundation to host online auctions, 50/50 raffles in playoffs - Official site of the Tampa Bay Lightning
Lightning Foundation to host online auctions, 50/50 raffles in playoffs  Official site of the Tampa Bay Lightning

Don't Call It A Summer Sale: Shapiro's July Auction Was Strong Across Categories - Antiques and the Arts Online
Don't Call It A Summer Sale: Shapiro's July Auction Was Strong Across Categories  Antiques and the Arts Online

Local News: Life Skills holds first ever online auction (8/5/20) - Le Mars Daily Sentinel
Local News: Life Skills holds first ever online auction (8/5/20)  Le Mars Daily Sentinel

Elvis' 'Sun Sessions' guitar sells for $1.3 million at auction - Commercial Appeal
Elvis' 'Sun Sessions' guitar sells for $1.3 million at auction  Commercial Appeal

This Gold Rolex Daytona Sold for $1.5 Million, Helping Sotheby’s Smash 3 Auction Records - Robb Report
This Gold Rolex Daytona Sold for $1.5 Million, Helping Sotheby’s Smash 3 Auction Records  Robb Report

Maryland Brush Co. industrial complex hits the auction block - Washington - Washington Business Journal
Maryland Brush Co. industrial complex hits the auction block - Washington  Washington Business Journal

Meghan Markle’s Favorite London Bakery Auctions Off the Cake She Enjoyed for Her Birthday Last Year - Us Weekly
Meghan Markle’s Favorite London Bakery Auctions Off the Cake She Enjoyed for Her Birthday Last Year  Us Weekly

On the Auction Block with Wieman Land & Auction - Pipestone County Star
On the Auction Block with Wieman Land & Auction  Pipestone County Star

Bid Garage Launches New Digital Vehicle Auction Platform with Collection of Highly Coveted Vehicles and Unique Buyer and Seller Features - PRNewswire
Bid Garage Launches New Digital Vehicle Auction Platform with Collection of Highly Coveted Vehicles and Unique Buyer and Seller Features  PRNewswire

Askov/Bruno Area Auction • Thursday, August 13th | Auctions - ECM Publishers
Askov/Bruno Area Auction • Thursday, August 13th | Auctions  ECM Publishers

Founders of YouTube and Restoration Hardware to auction historic Adirondack camp - newyorkupstate.com
Founders of YouTube and Restoration Hardware to auction historic Adirondack camp  newyorkupstate.com

NY Haiti Benefit Auction is on! Aug. 8 only, at new location - Hornell Evening Tribune
NY Haiti Benefit Auction is on! Aug. 8 only, at new location  Hornell Evening Tribune

Iron County Youth Livestock Council offers virtual livestock auction - WLUC
Iron County Youth Livestock Council offers virtual livestock auction  WLUC

Christie’s Online-Only Auction Features Artworks Influenced by Graffiti - Barron's
Christie’s Online-Only Auction Features Artworks Influenced by Graffiti  Barron's

Result of the auction of 0.25 per cent DGB 2022 and 0.50 per cent DGB 2029 - GlobeNewswire
Result of the auction of 0.25 per cent DGB 2022 and 0.50 per cent DGB 2029  GlobeNewswire

Barrett-Jackson moves Las Vegas and Palm Beach, Florida car auction to Scottsdale instead this fall - AZCentral
Barrett-Jackson moves Las Vegas and Palm Beach, Florida car auction to Scottsdale instead this fall  AZCentral

Marvel's 'Agents of SHIELD' Costumes and Props are Going Up for Auction This Fall - /FILM
Marvel's 'Agents of SHIELD' Costumes and Props are Going Up for Auction This Fall  /FILM

ABC 25 Local Lifestyles – WNIN Auction (08/04/20) - Eyewitness News (WEHT/WTVW)
ABC 25 Local Lifestyles – WNIN Auction (08/04/20)  Eyewitness News (WEHT/WTVW)

Need Fyre Festival merch? Feds auction mementos to benefit victims of fraudulent festival - MarketWatch
Need Fyre Festival merch? Feds auction mementos to benefit victims of fraudulent festival  MarketWatch

Grown Here at Home: Foothills Produce auction getting more popular in Rocky Mount - WDBJ7
Grown Here at Home: Foothills Produce auction getting more popular in Rocky Mount  WDBJ7

ABG Group to Be Stalking Horse at Brooks Brothers Auction - WWD
ABG Group to Be Stalking Horse at Brooks Brothers Auction  WWD

Pardue Grain Pulse and Grain Facility Goes to Auction - Powder Bulk Solids
Pardue Grain Pulse and Grain Facility Goes to Auction  Powder Bulk Solids

Auction of Point Lookout property and items to be held in Northport on Wednesday - WABI
Auction of Point Lookout property and items to be held in Northport on Wednesday  WABI

Marylou Whitney auction brings in $400K for charity - Times Union
Marylou Whitney auction brings in $400K for charity  Times Union

China to auction a further 20000 tonnes of frozen pork - The Pig Site
China to auction a further 20000 tonnes of frozen pork  The Pig Site

HiBid.com Breaks Records in Last Week's Auctions; Fine Jewelry, Rare Coins, Vehicles & More for Sale in Upcoming Auctions - PRNewswire
HiBid.com Breaks Records in Last Week's Auctions; Fine Jewelry, Rare Coins, Vehicles & More for Sale in Upcoming Auctions  PRNewswire

Coronavirus: Xenia Community Schools Hall of Honor, silent auction canceled - Dayton Daily News
Coronavirus: Xenia Community Schools Hall of Honor, silent auction canceled  Dayton Daily News

Auction Features 19th-Century Tall Case Clock Crafted & Built in NJ - TAPinto.net
Auction Features 19th-Century Tall Case Clock Crafted & Built in NJ  TAPinto.net

Brody: Excitement from a country auction - Winchester Sun - Winchester Sun
Brody: Excitement from a country auction - Winchester Sun  Winchester Sun

JCPenney Puts Its Original 1902 Store In Kemmerer, Wyoming Up For Auction - Forbes
JCPenney Puts Its Original 1902 Store In Kemmerer, Wyoming Up For Auction  Forbes

Over 1000 Pieces of Disney History Featured in Virtual Auction! - Inside the Magic
Over 1000 Pieces of Disney History Featured in Virtual Auction!  Inside the Magic

Vale church prepares to auction quilt, feed hundreds of bikers during the rally - Rapid City Journal
Vale church prepares to auction quilt, feed hundreds of bikers during the rally  Rapid City Journal

Marylou Whitney auction raises $400,000 for Backstretch Clinic - NEWS10 ABC
Marylou Whitney auction raises $400,000 for Backstretch Clinic  NEWS10 ABC

Low-number license place auction returns - Martha's Vineyard Times
Low-number license place auction returns  Martha's Vineyard Times

Site of former homeless camp draws just one bid at auction - West Hawaii Today
Site of former homeless camp draws just one bid at auction  West Hawaii Today

Government Surplus Auctions to be hosted virtually Aug. 3-11 on TNT auction website - KLAS - 8 News Now
Government Surplus Auctions to be hosted virtually Aug. 3-11 on TNT auction website  KLAS - 8 News Now

Maryland Brush Co. complex near Catonsville hits the auction block - Baltimore Business Journal
Maryland Brush Co. complex near Catonsville hits the auction block  Baltimore Business Journal

In different twist, York Revolution's 2020 jersey auction to honor 'Hometown Heroes' - York Dispatch
In different twist, York Revolution's 2020 jersey auction to honor 'Hometown Heroes'  York Dispatch

Christie’s New Auction Technique: The Global Gavel - The New York Times
Christie’s New Auction Technique: The Global Gavel  The New York Times

Auction houses adjust to online sales during pandemic - fox56.com
Auction houses adjust to online sales during pandemic  fox56.com

KAR Auction Services, Inc. Reports Second Quarter 2020 Financial Results - KPCnews.com
KAR Auction Services, Inc. Reports Second Quarter 2020 Financial Results  KPCnews.com

1965 Shelby Mustang Sells For A Record $3.85 Million At Mecum Auctions - Forbes
1965 Shelby Mustang Sells For A Record $3.85 Million At Mecum Auctions  Forbes

Wine Online: How the Multimillion-Dollar Wine Auction Circuit Is Going Virtual - Robb Report
Wine Online: How the Multimillion-Dollar Wine Auction Circuit Is Going Virtual  Robb Report

Wanamaker's Releases Catalog for Second Online Auction - BloodHorse.com
Wanamaker's Releases Catalog for Second Online Auction  BloodHorse.com

Pennsylvania cancels vehicle auction due to covid-19 - TribLIVE
Pennsylvania cancels vehicle auction due to covid-19  TribLIVE

Auction to Provide Livermore Students Access to Technology | Livermore News - Livermore Independent
Auction to Provide Livermore Students Access to Technology | Livermore News  Livermore Independent

Stack's Bowers Galleries August 2020 Las Vegas Auction Highlights - CoinNews.net
Stack's Bowers Galleries August 2020 Las Vegas Auction Highlights  CoinNews.net

US Embassy auction in Beijing raises speculation of 'scaling down' - Global Times
US Embassy auction in Beijing raises speculation of 'scaling down'  Global Times

JCPenney Places Original Kemmerer Store Up For Auction - Cowboy State Daily
JCPenney Places Original Kemmerer Store Up For Auction  Cowboy State Daily

Sony’s TriStar Wins Auction For Whitney Houston Biopic: Anthony McCarten Script, Stella Meghie Directs, Clive Davis & Estate Aboard - Deadline
Sony’s TriStar Wins Auction For Whitney Houston Biopic: Anthony McCarten Script, Stella Meghie Directs, Clive Davis & Estate Aboard  Deadline

Scotch Whisky Salvaged From 80-Year-Old Shipwreck Up for Auction - VinePair
Scotch Whisky Salvaged From 80-Year-Old Shipwreck Up for Auction  VinePair

2018 Ford GT Headlines Barrett-Jackson's Return To Live Auction This Fall - Ford Authority
2018 Ford GT Headlines Barrett-Jackson's Return To Live Auction This Fall  Ford Authority

Somerville Brewing Permanently Closes, Assets to be Sold at Auction; Base Camp Folds - Brewbound.com
Somerville Brewing Permanently Closes, Assets to be Sold at Auction; Base Camp Folds  Brewbound.com

Dallas-based Heritage Auctions sells vintage Super Mario video game for $114,000 - The Dallas Morning News
Dallas-based Heritage Auctions sells vintage Super Mario video game for $114,000  The Dallas Morning News

Innovating out of a problem: Carroll County Fair tries hybrid auction - Farm and Dairy
Innovating out of a problem: Carroll County Fair tries hybrid auction  Farm and Dairy

Banksy auctions refugee paintings for £2.2m to aid Bethlehem hospital - BBC News
Banksy auctions refugee paintings for £2.2m to aid Bethlehem hospital  BBC News

Tulsa Sheriff's Office Holding 2nd Foreclosure Auction Since Pandemic Began - News On 6
Tulsa Sheriff's Office Holding 2nd Foreclosure Auction Since Pandemic Began  News On 6

Sep 1 | Pence Gallery Art Auction 2020 | Davis, CA Patch - Patch.com
Sep 1 | Pence Gallery Art Auction 2020 | Davis, CA Patch  Patch.com

Parts of former midcoast corporate retreat to be sold at auction - NewsCenterMaine.com WCSH-WLBZ
Parts of former midcoast corporate retreat to be sold at auction  NewsCenterMaine.com WCSH-WLBZ

Spotlight on Mint Error Coins in Month-Long Heritage Auction - CoinWeek
Spotlight on Mint Error Coins in Month-Long Heritage Auction  CoinWeek

200-plus animals are sold in auction – Sheridan Media - Sheridan Media
200-plus animals are sold in auction – Sheridan Media  Sheridan Media

Oscar Wilde’s ‘Confessions’ Could Fetch More than £40,000 at Auction - Barron's
Oscar Wilde’s ‘Confessions’ Could Fetch More than £40,000 at Auction  Barron's

Heritage Auction 1st Public Offering Since 1993 of Unique Speelman-White Uncut Sheets - CoinWeek
Heritage Auction 1st Public Offering Since 1993 of Unique Speelman-White Uncut Sheets  CoinWeek

Lend a Hand charity art auction moves forward with modifications amid pandemic - WDVM 25
Lend a Hand charity art auction moves forward with modifications amid pandemic  WDVM 25

Victory Junction gets surprise donation from auction winner from All-star crash bumper - Asheboro Courier Tribune
Victory Junction gets surprise donation from auction winner from All-star crash bumper  Asheboro Courier Tribune

Book Professionals Launch Auction to Fight Racism - Publishers Weekly
Book Professionals Launch Auction to Fight Racism  Publishers Weekly

City Hall's annual vehicle auction moves online due to COVID-19 pandemic - Argus Leader
City Hall's annual vehicle auction moves online due to COVID-19 pandemic  Argus Leader

DeCaro Auctions International To Auction Elegant Santa Barbara, California Estate - PRNewswire
DeCaro Auctions International To Auction Elegant Santa Barbara, California Estate  PRNewswire

Trenton Quarterback Club to hold player auction - kttn
Trenton Quarterback Club to hold player auction  kttn

Palmetto Animal League plans annual fundraising auction - Bluffton Today
Palmetto Animal League plans annual fundraising auction  Bluffton Today

$6.99M Highland Park home at 3204 Beverly Drive up for auction in August - Dallas Business Journal - Dallas Business Journal
$6.99M Highland Park home at 3204 Beverly Drive up for auction in August - Dallas Business Journal  Dallas Business Journal

Rembrandt self-portrait breaks record at virtual auction - CNN
Rembrandt self-portrait breaks record at virtual auction  CNN

Jimi Hendrix’s Electric Guitar Could Fetch More Than $50,000 at Auction - Barron's
Jimi Hendrix’s Electric Guitar Could Fetch More Than $50,000 at Auction  Barron's

Former Braking Point owner’s replica movie cars sell at auction for almost half a million dollars - WKBN.com
Former Braking Point owner’s replica movie cars sell at auction for almost half a million dollars  WKBN.com

Local auction houses feel impacts of coronavirus, turn to online sales - Wilkes-Barre Citizens Voice
Local auction houses feel impacts of coronavirus, turn to online sales  Wilkes-Barre Citizens Voice

A $3 Million Ferrari Tests a World Without the Pebble Beach Auctions - Bloomberg
A $3 Million Ferrari Tests a World Without the Pebble Beach Auctions  Bloomberg

Despite an online boost, auction houses saw a 49 percent drop in sales in the first half of 2020. - Artsy
Despite an online boost, auction houses saw a 49 percent drop in sales in the first half of 2020.  Artsy

Dwayne “The Rock” Johnson acquires XFL before bankruptcy auction - Hawaii News Now
Dwayne “The Rock” Johnson acquires XFL before bankruptcy auction  Hawaii News Now

Auction Report: Rolex Daytona John Player Special Sells For £1.215 Million At Sotheby's - HODINKEE
Auction Report: Rolex Daytona John Player Special Sells For £1.215 Million At Sotheby's  HODINKEE

Manheim adds 13 auctions to return of in-lane bidding - Auto Remarketing
Manheim adds 13 auctions to return of in-lane bidding  Auto Remarketing

Antique vampire-slaying kit up for auction. Bible, crucifix and pistol included. - Livescience.com
Antique vampire-slaying kit up for auction. Bible, crucifix and pistol included.  Livescience.com

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