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Using Paypal for eBay Purchases


Paypal is the preferred payment choice for many buyers because Paypal allows buyers to pay instantly for eBay purchases. In this article, we will review using Paypal on eBay from the buyer's point of view.

Since eBay purchased Paypal, it has become even easier for buyers and sellers to complete auction sales. Buyers like Paypal because they can quickly and easily pay online. In fact, some bidders will only bid on items they can pay for with Paypal.

One thing that confuses buyers is some sellers accept Paypal payments through credit cards, while others only accept transfers. You see, with Paypal a buyer can fund the transaction in three ways. This can confuse buyers, and cause problems.

Here's the three ways to fund a Paypal transaction:

1. Transfer from a bank account tied to the user's Paypal account.

2. Transfer from a Paypal balance.

3. Payment from a Credit Card.

The first two options cost Paypal nothing in processing fees. Credit cards cost about 2 percent to process, and Paypal passes this cost on to merchants. Some eBay sellers do not want to pay this fee for service, so they only accept payments by transfer. This confuses buyers who win auctions and assume a credit card transaction is fine.

Paypal wants users to transfer funds, and not use their credit cards. Not only is this cheaper for Paypal, but there is no risk of a chargeback.

A chargeback is when a buyer reverses the charge on a credit card by contacting his bank. Most, maybe all, banks will reverse a credit card charge with little or no investigation if the card holder contests the charge. The money is taken right out of the merchant's bank account -Paypal in this case.

Paypal makes it difficult to use a credit card to send money through Paypal. This is done making the credit card payment option difficult to find, and warning users about the "risk" because you cannot buy Paypal's insurance.

With a credit card purchase, you do not need Paypal's insurance. Your bank will reverse the charge free if the seller scams you.

One other way Paypal makes it hard for users to instantly send money with a credit card is by limiting the total amount you can charge.

The first time I tried to use Paypal to pay for an eBay auction, I was unable to use my credit card because the amount was above the limit. That was a $700 item. I think the single item limit is $500, but could not find confirmation of this. The lifetime limit, or total amount you can send all eBay sellers with a credit card is $2,000.

If you wish to pay for an item with a credit card through Paypal you should confirm the seller takes card transactions. This can be done reviewing the auction and looking for the credit card logos adjacent to the Paypal logo in the payment methods screen.

Whenever you pay for an eBay auction through Paypal, you should check the seller's Paypal status. Do not send large amounts to unverified users, and watch that the user's address matches the auction details.

Paypal is an easy way to pay for your eBay purchases.

Terry Gibbs is a collector/dealer of old toys and trains, and teaches others how to buy and sell antiques and collectibles. Gibbs is the author of two best selling eBay books "The Auction Revolution," and "The Complete Guide To eBay Consignment Sales." He has also written numerous other books about buying and selling antiques and collectibles. Learn more at his website: http://www.news.iwantcollectibles.com

Copyright 2005 IWantCollectibles LLC used with permission.


TODAYS NEWS BY OFFICEJAX FREE ADVERTISING AND AD EXCHANGE SOLUTIONSMORE RESOURCES updated Thu. November / 21 / 2019

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Princess Diana’s Velvet Gown, Worn at White House Dinner, Hits Auction  Barron's

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3 Auctions Rule Digital Advertising. Here's A Guide To Navigating Them  AdExchanger

Hitler's top hat up for auction in Germany - Reuters
Hitler's top hat up for auction in Germany  Reuters

Auction calendar: November 22, 2019 - Wisconsin State Farmer
Auction calendar: November 22, 2019  Wisconsin State Farmer

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The Racket Serena Williams Smashed During the 2018 US Open Will Go Up for Auction  Observer

What Auction House Estimates Really Mean—and What They Can Tell Us - Artsy
What Auction House Estimates Really Mean—and What They Can Tell Us  Artsy

Ohio amusement park auctions unwanted historical items - Bellefontaine Examiner
Ohio amusement park auctions unwanted historical items  Bellefontaine Examiner

County switches to online property auctions - goskagit.com
County switches to online property auctions  goskagit.com

For Auctions, It’s ‘No Froth,’ but ‘Steady.’ That’s the New Normal. - The New York Times
For Auctions, It’s ‘No Froth,’ but ‘Steady.’ That’s the New Normal.  The New York Times

Signed Michael Jordan $5 check from game of pool in 1984 now up for auction - USA TODAY
Signed Michael Jordan $5 check from game of pool in 1984 now up for auction  USA TODAY

Rare 1930s Marvel Comic May Bring $1 Million At Dallas Auction - KERA News
Rare 1930s Marvel Comic May Bring $1 Million At Dallas Auction  KERA News

Doris Day’s Estate Will Go Up for Auction in April - Hollywood Reporter
Doris Day’s Estate Will Go Up for Auction in April  Hollywood Reporter

Editors' Picks: Looking Back At Five Under-The-Radar Lots From November's Geneva Auctions - HODINKEE
Editors' Picks: Looking Back At Five Under-The-Radar Lots From November's Geneva Auctions  HODINKEE

Ball boy who kept Serena Williams' broken U.S. Open racket sold it for $500—now it could go at auction for $50,000 - CNBC
Ball boy who kept Serena Williams' broken U.S. Open racket sold it for $500—now it could go at auction for $50,000  CNBC

Cedar Point Auctions Decades Of Unwanted Historical Items - CBS Pittsburgh
Cedar Point Auctions Decades Of Unwanted Historical Items  CBS Pittsburgh

Farmers left frustrated at hemp auction - WKRN News 2
Farmers left frustrated at hemp auction  WKRN News 2

Rubbermaid To Hold Industrial Auction of Virginia-Based Metal Fabrication Facility Equipment - Business Wire
Rubbermaid To Hold Industrial Auction of Virginia-Based Metal Fabrication Facility Equipment  Business Wire

Fall Art Auctions See Significant Declines - The New York Times
Fall Art Auctions See Significant Declines  The New York Times

Grand Forks County property auction sells most locations - Grand Forks Herald
Grand Forks County property auction sells most locations  Grand Forks Herald

Farmland Auctions: A Wild Day in Southeast South Dakota - Successful Farming
Farmland Auctions: A Wild Day in Southeast South Dakota  Successful Farming

'Friends' Props, Costumes Up for Auction to Benefit Charity - CBS Sports Radio 910
'Friends' Props, Costumes Up for Auction to Benefit Charity  CBS Sports Radio 910

Museum of Contemporary Art raises $6 million with auction - Associated Press
Museum of Contemporary Art raises $6 million with auction  Associated Press

France likely to delay 5G spectrum auction until March 2020: report - RCR Wireless News
France likely to delay 5G spectrum auction until March 2020: report  RCR Wireless News

France's 5G spectrum auction delayed to March 2020: sources - Reuters
France's 5G spectrum auction delayed to March 2020: sources  Reuters

Izzo's Hulk costume is up for auction - WILX-TV
Izzo's Hulk costume is up for auction  WILX-TV

'Stolen' Banksy statue pulled from auction - CNN
'Stolen' Banksy statue pulled from auction  CNN

Fall auction raises money for Bucyrus Altrusa Club's many projects - Bucyrus Telegraph Forum
Fall auction raises money for Bucyrus Altrusa Club's many projects  Bucyrus Telegraph Forum

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Intelsat’s stock sinks again as Congress looks to ‘rake’ in revenue from 5G spectrum auction  MarketWatch

Federal Communications Commission plans public C-band spectrum auction - Business Insider
Federal Communications Commission plans public C-band spectrum auction  Business Insider

Iconic dress Princess Diana wore to dance with John Travolta up for auction - USA TODAY
Iconic dress Princess Diana wore to dance with John Travolta up for auction  USA TODAY

Slow start to auction as hemp farmers hope for sales - NewsChannel5.com
Slow start to auction as hemp farmers hope for sales  NewsChannel5.com

Outlook on the World's Art Auction Market, 2019-2024 - Female Artists Gain Ground, Blockchain Finds Its Way Into the Art Market - ResearchAndMarkets.com - Business Wire
Outlook on the World's Art Auction Market, 2019-2024 - Female Artists Gain Ground, Blockchain Finds Its Way Into the Art Market - ResearchAndMarkets.com  Business Wire

Satellite operators lose battle for private C-band auction worth billions - SpaceNews
Satellite operators lose battle for private C-band auction worth billions  SpaceNews

Arc of Opportunity raises a record $46,069 at annual charity auction - Sentinel & Enterprise
Arc of Opportunity raises a record $46,069 at annual charity auction  Sentinel & Enterprise

The Supreme Box Logo Heads to Christie’s Auction House - GQ
The Supreme Box Logo Heads to Christie’s Auction House  GQ

GW Bridge Bus Station Contractor Wants Lease Auction Nixed - Wall Street Journal
GW Bridge Bus Station Contractor Wants Lease Auction Nixed  Wall Street Journal

'World’s biggest’ Christmas tree auction to put an exclamation point on ‘a great year for trees’ - PennLive
'World’s biggest’ Christmas tree auction to put an exclamation point on ‘a great year for trees’  PennLive

Rare World War II 'escape kits' sold at auction - Fox News
Rare World War II 'escape kits' sold at auction  Fox News

Polish 2.5 GW solar and wind auction on December 5 - pv magazine International
Polish 2.5 GW solar and wind auction on December 5  pv magazine International

Serena Williams' Broken Tennis Racket from Controversial 2018 U.S. Open Final Up for Auction - PEOPLE.com
Serena Williams' Broken Tennis Racket from Controversial 2018 U.S. Open Final Up for Auction  PEOPLE.com

Check made out to and signed by Michael Jordan from 1984 billiards bet at UNC goes up for auction - CBS Sports
Check made out to and signed by Michael Jordan from 1984 billiards bet at UNC goes up for auction  CBS Sports

Auction Blotter: Tschabalala Self’s 3,400% Return, Michael Armitage’s Big Debut, & More Market Sparks From New York’s Day Sales - artnet News
Auction Blotter: Tschabalala Self’s 3,400% Return, Michael Armitage’s Big Debut, & More Market Sparks From New York’s Day Sales  artnet News

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Sold! Latest auction brings totals from Neil Armstrong's belongings to $14.69 million  The Cincinnati Enquirer

From startup to $1.5B: ACV Auctions becomes Buffalo's first 'unicorn' - Buffalo News
From startup to $1.5B: ACV Auctions becomes Buffalo's first 'unicorn'  Buffalo News

Michael Jordan's Signed Check From 1982 Billiards Bet Up For Auction - TMZ
Michael Jordan's Signed Check From 1982 Billiards Bet Up For Auction  TMZ

$100 Million for a Painting? Not This Auction Week - The Wall Street Journal
$100 Million for a Painting? Not This Auction Week  The Wall Street Journal

"Auction at the Museum" event held at Marquette Regional History Museum - UpperMichigansSource.com
"Auction at the Museum" event held at Marquette Regional History Museum  UpperMichigansSource.com

2020 Might Just Be The Year Apps Finally Start To Embrace Real-Time Auctions - AdExchanger
2020 Might Just Be The Year Apps Finally Start To Embrace Real-Time Auctions  AdExchanger

Golf Course Items Up For Auction - Inside INdiana Business
Golf Course Items Up For Auction  Inside INdiana Business

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This Season’s Auctions? The “Old Normal” Says Head of Citi Art Advisory  Forbes

World's largest hemp auction underway off at the Williamson County Expo - WATE 6 On Your Side
World's largest hemp auction underway off at the Williamson County Expo  WATE 6 On Your Side

Precious bling belonging to Fort Worth royalty goes up for auction - culturemap.com
Precious bling belonging to Fort Worth royalty goes up for auction  culturemap.com

Auction Houses Find Singular Works for Fall Sales - Barron's
Auction Houses Find Singular Works for Fall Sales  Barron's

Former ACV Auctions employees files legal complaint against company - Buffalo Business First - Buffalo Business First
Former ACV Auctions employees files legal complaint against company - Buffalo Business First  Buffalo Business First

Springfield's oldest restaurant goes on the auction block Friday - KY3
Springfield's oldest restaurant goes on the auction block Friday  KY3

Art Market 2019: NYC's Biggest Art Auction Sales To Tumble - Bloomberg
Art Market 2019: NYC's Biggest Art Auction Sales To Tumble  Bloomberg

Timberline Resort on auction block | News, Sports, Jobs - The Inter-Mountain
Timberline Resort on auction block | News, Sports, Jobs  The Inter-Mountain

Why Brazil's Oil Auctions Will Fail Again - OilPrice.com
Why Brazil's Oil Auctions Will Fail Again  OilPrice.com

Generators call on PJM to expedite delayed capacity auction, once new rules are set - Utility Dive
Generators call on PJM to expedite delayed capacity auction, once new rules are set  Utility Dive

Michael Hild’s Manchester properties go up for auction - WTVR CBS 6 News
Michael Hild’s Manchester properties go up for auction  WTVR CBS 6 News

Colleyville castle-style estate goes to auction - The Dallas Morning News
Colleyville castle-style estate goes to auction  The Dallas Morning News

2020 Naples Winter Wine Fest showcasing luxurious destination auctions - Wink News
2020 Naples Winter Wine Fest showcasing luxurious destination auctions  Wink News

Court Auction - CFSB Center - MSU GoRacers
Court Auction - CFSB Center  MSU GoRacers

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Port of Kennewick auctions off portion land in Southridge area  NBC Right Now

10 most expensive Disneyland items in an auction featuring 1,500 theme park collectibles - The Mercury News
10 most expensive Disneyland items in an auction featuring 1,500 theme park collectibles  The Mercury News

ACV Auctions closes on $150 million in venture capital, the largest single round in Buffalo history - Buffalo Business First - Buffalo Business First
ACV Auctions closes on $150 million in venture capital, the largest single round in Buffalo history - Buffalo Business First  Buffalo Business First

Auction: Charles Manson's Bible, movie proposal, and Squeaky Fromme love letter - Washington Examiner
Auction: Charles Manson's Bible, movie proposal, and Squeaky Fromme love letter  Washington Examiner

Kurt Cobain’s ‘Unplugged’ Sweater Sells for Record $334,000 at Auction - Rolling Stone
Kurt Cobain’s ‘Unplugged’ Sweater Sells for Record $334,000 at Auction  Rolling Stone

Nevada treasurer, Clark County conducting auctions - Las Vegas Review-Journal
Nevada treasurer, Clark County conducting auctions  Las Vegas Review-Journal

Apple CFO Luca Maestri Auctions Lunch and Apple HQ Tour for Charity - MacRumors
Apple CFO Luca Maestri Auctions Lunch and Apple HQ Tour for Charity  MacRumors

Sotheby’s Latest Watch Auction Has Vintage Memorabilia You Won’t Find Anywhere Else - Robb Report
Sotheby’s Latest Watch Auction Has Vintage Memorabilia You Won’t Find Anywhere Else  Robb Report

Portion of Hild's Manchester-area holdings headed to auction - RichmondBizSense
Portion of Hild's Manchester-area holdings headed to auction  RichmondBizSense

Westridge Mall up for auction - The Fergus Falls Daily Journal - Fergus Falls Daily Journal
Westridge Mall up for auction - The Fergus Falls Daily Journal  Fergus Falls Daily Journal

About a dozen of Hilds' Manchester properties headed to auction - Richmond.com
About a dozen of Hilds' Manchester properties headed to auction  Richmond.com

Bidding was fast and furious at Cedar Point memorabilia auction - WKYC.com
Bidding was fast and furious at Cedar Point memorabilia auction  WKYC.com

20 Ada properties could be sold at auction due to unpaid irrigation district taxes - Idaho Press-Tribune
20 Ada properties could be sold at auction due to unpaid irrigation district taxes  Idaho Press-Tribune

Sotheby’s pulls ‘stolen’ Banksy sculpture The Drinker from auction - The Guardian
Sotheby’s pulls ‘stolen’ Banksy sculpture The Drinker from auction  The Guardian

Going once, going twice, sold: Newcomers Club hosts auction to raise funds, bring community together - Dominion Post - The Dominion Post
Going once, going twice, sold: Newcomers Club hosts auction to raise funds, bring community together - Dominion Post  The Dominion Post

Group to hold anti-fracking rally ahead of scheduled auctions - News3LV
Group to hold anti-fracking rally ahead of scheduled auctions  News3LV

Television Academy Foundation Launches 2019 Holiday Auction - Patch.com
Television Academy Foundation Launches 2019 Holiday Auction  Patch.com

US Coast Guard Cutter Bramble Goes to Court Auction - The Maritime Executive
US Coast Guard Cutter Bramble Goes to Court Auction  The Maritime Executive

Cyberattack Takes Dallas-Based Heritage Auctions Offline - Dallas Observer
Cyberattack Takes Dallas-Based Heritage Auctions Offline  Dallas Observer

Companies pushing controversial 5G spectrum auction offer to give at least 30% of proceeds to U.S. Treasury - MarketWatch
Companies pushing controversial 5G spectrum auction offer to give at least 30% of proceeds to U.S. Treasury  MarketWatch

Timberline Four Seasons Resort to hit auction block this week - WDTV
Timberline Four Seasons Resort to hit auction block this week  WDTV

Gold medal won by Jesse Owens at 1936 Olympics available in auction - AL.com
Gold medal won by Jesse Owens at 1936 Olympics available in auction  AL.com

Be There: Raucous Auction, 'Peter and the Starcatcher' and an evening of organ music - The Daily Progress
Be There: Raucous Auction, 'Peter and the Starcatcher' and an evening of organ music  The Daily Progress

Xbox One, Jordan shoes among items up for auction by SAPD - KSAT 12
Xbox One, Jordan shoes among items up for auction by SAPD  KSAT 12

'Stolen' Banksy statue could get $1.3M at Sotheby's auction - New York Post
'Stolen' Banksy statue could get $1.3M at Sotheby's auction  New York Post

On C-Band Spectrum, Auction Speed Is All That Matters - Forbes
On C-Band Spectrum, Auction Speed Is All That Matters  Forbes

Slowdive Launch Charity Auction, Share New Version of “Golden Hair”: Listen - Pitchfork
Slowdive Launch Charity Auction, Share New Version of “Golden Hair”: Listen  Pitchfork

The ‘Friends’ Couch, and Other Props, Are Up for Auction in December - Vogue
The ‘Friends’ Couch, and Other Props, Are Up for Auction in December  Vogue

Riverside, Coffin golf course assets to be sold at auction - Indianapolis Business Journal
Riverside, Coffin golf course assets to be sold at auction  Indianapolis Business Journal

Mall's contents up for auction | Local News - Rutland Herald
Mall's contents up for auction | Local News  Rutland Herald

Wines at auction with Bolaffi and Slow Food Editore - Slow food
Wines at auction with Bolaffi and Slow Food Editore  Slow food

Wicked announces $25 orchestra level auction as it flies into Jacksonville - ActionNewsJax.com
Wicked announces $25 orchestra level auction as it flies into Jacksonville  ActionNewsJax.com

'Cursed' 1937 Cord 812 coming up for auction hides a political history - Fox News
'Cursed' 1937 Cord 812 coming up for auction hides a political history  Fox News

German Auction House Defends Selling Nazi Items, Including Hitler's Book - Newsweek
German Auction House Defends Selling Nazi Items, Including Hitler's Book  Newsweek

Michèle Lamy’s Punching Bags Will Hit Sotheby's Online Charity Auction - HYPEBEAST
Michèle Lamy’s Punching Bags Will Hit Sotheby's Online Charity Auction  HYPEBEAST

Hot Lots: 7 Tantalizingly Undervalued Artworks in New York’s Fall Auctions, According to the Experts - artnet News
Hot Lots: 7 Tantalizingly Undervalued Artworks in New York’s Fall Auctions, According to the Experts  artnet News

Christian Bale's GT40 from 'Ford v. Ferrari' is racing to the auction block - Fox News
Christian Bale's GT40 from 'Ford v. Ferrari' is racing to the auction block  Fox News

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