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Kings Bay Saint Marys & Kingsland Georgia Real Estate - Getting a Home Loan with Damaged CreditSo, you have made the decision that you would like to become a homeowner. As lenders, we have to perform a credit check. The credit we review are provided by all three reporting agencies. Equifax, Experian and Transunion are the three agencies lenders use. The middle of all three beacon scores is the one used to qualify a borrower for a mortgage. Many lenders will deny would be borrowers if their mid-score is less than 620. However I take a different view of credit scores and look for a way to get the loan approved. There are sub-prime loans available for borrowers with low credit scores, however I believe that it is in the best interest of my clients to take the time to make some small repairs to their credit. By doing this, I am not only providing a valuable service that helpsmy clients, but I am able to save them from 2% to 4% on a fixed mortgage rate. How long does it take before you can close on a loan? Usually from 30 to 60 days. It depends on how quickly you can provide me with the information to repair the credit. How much does this cost? Nothing,provided you get your mortgage through my company. It is best to contact me before you look at houses with your realtor. This way, you will have a pre-approval before you select your new home. Contact me by visiting my website at www.thebestmortgageguy.com Glenn Keller is a veteran in the mortgage industry and specializes in VA, FHA and Conventional home mortgages. Glenn is a Georgia representative with Affordable Home Funding at 1204 Hospitality Ave., Kingsland Georgia 31548
Low mortgage rates boosting home buying and refinancing -- and are expected to stay low into 2020 Milwaukee Journal Sentinel Mortgage rates settle after an up-and-down week The Washington Post Report: More than 6.8 million homeowners can cut their mortgage payments with refinancing - KHOU.com Where Are Homeowners Successfully Refinancing? The New York Times Detroit-based mortgage giant Quicken Loans on pace to set home loan record Detroit Free Press Mortgage rates today, December 13, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Should I Refinance My Mortgage? Motley Fool Mortgage rates fall to lowest level in six weeks The Washington Post 9 Best South Dakota Mortgage Lenders of 2019 NerdWallet 10 Housing and Mortgage Trends for 2020 NerdWallet Millennial mortgage refinances continue ascent National Mortgage News Mortgage rates today, December 11, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Lender Survey: Has the Refi Boom Run Out of Steam? Mortgage News Daily Mortgage Rates Rise Again — but Don't Anybody Panic Yahoo Finance Low mortgage rate trend continues to stir up mortgage applications Mortgage Professional America Mortgage rates today, December 5, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Mortgage lenders less optimistic about profit growth: Fannie Mae National Mortgage News Mortgage rates today, November 29, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports United Shore has record-breaking year, gives away Cadillacs to 13 employees Detroit Free Press Mortgage rates today, December 9, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Mortgage rates today, November 15, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Rising rents require sacrifice; here's what renters are giving up The Mortgage Reports Mortgage rates today, November 21, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Refinance or not? Getting a better deal isn't a slam dunk, but low rates offer compelling choices AZCentral Mortgage rates today, December 12, 2019, plus lock recommendations | Mortgage Rates, Mortgage News and Strategy The Mortgage Reports Can You Get a Loan for a Mobile Home? Yahoo Finance How long does it take to refinance a mortgage? Bankrate.com How to refinance your mortgage and save money every month Business Insider Is now a good time to consider home loan refinancing? Newton Daily News Getting a granny flat loan is easy peasy OCRegister Should I refinance my mortgage while rates are low? Bankrate.com 5 common myths about refinancing your mortgage Bankrate.com First-time homebuyers are making a comeback HousingWire What Is Mortgage Refinancing? Motley Fool What to know before refinancing your home loan The Washington Post Expanding Alternative Mortgage Options Jewish Link of New Jersey Front Range Mortgage, a Top-Rated Mortgage Lender Offers Stress-Free Refinancing Options in Denver, CO and the Neighboring Areas - Press Release Digital Journal Sims Mortgage refinancing cuts SNF interest rate by 60% - Products McKnight's Long Term Care News Mortgage rates haven’t been this low since 2016 — here’s how to decide whether to refinance your home loan MarketWatch Refinancing my mortgage lowered my monthly payment by $200, but I wish I'd known 5 things beforehand Business Insider Figure Closes Series C Round of $103 Million to Expand Lending Products and Executive Hires Business Wire Refinance mortgage rate moves higher for Monday Bankrate.com Refinance mortgage rates mixed for Wednesday Bankrate.com Refinance mortgage rate slides for Thursday Bankrate.com FBC Mortgage Named Title Sponsor Of Cure Bowl SportsLogos.Net News Refinance mortgage rate falls for Thursday Bankrate.com Mortgage sector on its longest winning streak since the end of 2017 National Mortgage News Refinance mortgage rate moves up for Thursday Bankrate.com 4 irresistible perks of a VA mortgage refinance Bankrate.com Nearly 6 Million People Are Eligible To Save Money With Mortgage Refinance, Report Finds Bankrate.com FHA's Mortgage Insurance Fund Improvement Has Come a Long Way Mortgage News Daily Refinance rates advance for Monday Bankrate.com Refinance mortgage rate increases for Monday Bankrate.com Refinance rates fall for Wednesday Bankrate.com Refinance mortgage rate retreats for Tuesday Bankrate.com Refinance rates ease for Friday Bankrate.com Is it time to refi? Amid lower rates, lenders say homeowners are jumping to refinance Allentown Morning Call As mortgage rates plunge, should you refinance? Fox Business
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