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Should You Buy Dog Health Insurance?


Should you seriously consider buying a dog health insurance policy? Yes, you should. Here's why health insurance for dogs is a good idea:

Dog health insurance saves you money. As with just about all other costs, veterinary expenses have increased rapidly in recent years. Without dog medical insurance (or more accurately, veterinary insurance), you are responsible for paying for everything: routine checkups, preventive procedures, emergency care and disease treatments. That will run into hundreds of dollars. Why not get some help?

Dog Health Insurance: Quick Cost Facts

Health insurance for your dog, like health insurance for yourself, has annual premiums and deductibles. Pet insurance premiums depend on the breed of your dog and the type of policy you decide upon. If you have more than one dog, there is usually a reduced rate after the first policy.

Dog health insurance deductibles can vary as well. The average annual deductible is about $100. You may choose among different coverage plans which are based on your dog's age, breed, and pre-existing medical conditions. Some policies even consider the dog's lifestyle; for instance, whether your dog is purely a pet or a watchdog, too.

Health Insurance for Dogs: Quick Coverage Facts

Dog insurance healthcare plans can vary greatly. Some canine health plans are quite comprehensive, covering annual checkups, routine care, vaccinations and other preventive medications, and spaying/neutering, as well as illnesses and accidents. Others only cover unexpected sickness or injuries.

Dog insurance coverage for emergencies begins immediately on most new dog health plans, with a 30-day waiting period for illness and other claims.

Your dog's age can affect your dog's health insurance coverage. Typically, policies begin veterinary healthcare coverage when the dog is 6 to 8 weeks old, although some will start when the dog is younger. Similarly, some dog health insurance companies only will cover dogs under 8 years old unless the animal was already insured with them before turning 8.

Many dog health insurers will not cover your pet if she has a preexisting condition or a terminal illness. Some will insure the dog only if the condition is controlled or stable, usually for 6 months.

With all these options, it is important you check out the various dog health insurance companies, their pet insurance policies and corresponding dog healthcare plans.

In short, if you care about your dog, you should care about his health. If you care about your wallet, you should care about your dog's health insurance coverage, too.

If you love dogs and puppies, visit I-Love-Dogs.com now! You can get, free dog email, send a free dog postcard, learn about the different dog breeds and so much more!


TODAYS NEWS BY OFFICEJAX FREE ADVERTISING AND AD EXCHANGE SOLUTIONSMORE PETS INFORMATION RESOURCES updated Sun. February / 23 / 2020

Pet Scene: Summit County's adoptable pets for the week of Feb. 23, 2020 - Summit Daily News
Pet Scene: Summit County's adoptable pets for the week of Feb. 23, 2020  Summit Daily News

ASK DR. WATTS: Keep your pet safe from toxic household items - starexponent.com
ASK DR. WATTS: Keep your pet safe from toxic household items  starexponent.com

Local non-profit providing free vaccines for pets of the homeless - WBAY
Local non-profit providing free vaccines for pets of the homeless  WBAY

Benefits of having a pet - CNN
Benefits of having a pet  CNN

Gregory's Gift of Hope provides pets with a second chance - RiverTowns
Gregory's Gift of Hope provides pets with a second chance  RiverTowns

Pets of the Week - nwitimes.com
Pets of the Week  nwitimes.com

Teen makes tiny bow ties to help dapper shelter pets find forever homes - WGHP FOX 8 Greensboro
Teen makes tiny bow ties to help dapper shelter pets find forever homes  WGHP FOX 8 Greensboro

Premier Pet Supply offers special promotion - WDIV ClickOnDetroit
Premier Pet Supply offers special promotion  WDIV ClickOnDetroit

Live and Learn: Pawsing for some pets on the road to recovery - SouthCoastToday.com
Live and Learn: Pawsing for some pets on the road to recovery  SouthCoastToday.com

Galveston Island Humane Society pets of the week - Galveston County Daily News
Galveston Island Humane Society pets of the week  Galveston County Daily News

Pets & People: Puppies require love and patience - Frederick News Post
Pets & People: Puppies require love and patience  Frederick News Post

February is all about pets |... - Journal of the San Juan Islands
February is all about pets |...  Journal of the San Juan Islands

Did I make my pet sick? - News - The Times - The Times
Did I make my pet sick? - News - The Times  The Times

Bryan family loses at least three pets in house fire - Bryan-College Station Eagle
Bryan family loses at least three pets in house fire  Bryan-College Station Eagle

Health risks to pets from marijuana exposure - Agri News
Health risks to pets from marijuana exposure  Agri News

New care center for pets to offer affordability, convenience - WHAS11.com
New care center for pets to offer affordability, convenience  WHAS11.com

Colorado lawmakers consider landmark animal rights bill banning shelters from euthanizing pets over lack of space - FOX 31 Denver
Colorado lawmakers consider landmark animal rights bill banning shelters from euthanizing pets over lack of space  FOX 31 Denver

Gallery: Pets of the week: Meet Monroe | Local Photo Galleries - nwitimes.com
Gallery: Pets of the week: Meet Monroe | Local Photo Galleries  nwitimes.com

Miss Tiny, Boxer Mix, our Pet of the Week - WHIZ
Miss Tiny, Boxer Mix, our Pet of the Week  WHIZ

Five pets die in Vancouver house fire - KATU
Five pets die in Vancouver house fire  KATU

Talent show to benefit pet recovery group - Albuquerque Journal
Talent show to benefit pet recovery group  Albuquerque Journal

Pause for Paws event offers free microchipping services for first 100 pets - KHON2
Pause for Paws event offers free microchipping services for first 100 pets  KHON2

Check out these 12 adoptable pets to brighten your day: Feb. 22-23 - SILive.com
Check out these 12 adoptable pets to brighten your day: Feb. 22-23  SILive.com

HERPS Exotic Reptile and Pet Shows offers community a chance to inquire about alternative pets - KIIITV.com
HERPS Exotic Reptile and Pet Shows offers community a chance to inquire about alternative pets  KIIITV.com

Pets of the Week: Dog people have it in their genes - yoursun.com
Pets of the Week: Dog people have it in their genes  yoursun.com

Pampered Pets Inn raises money for Lake Norman Humane - Statesville Record & Landmark
Pampered Pets Inn raises money for Lake Norman Humane  Statesville Record & Landmark

Pet briefs — Feb. 23 | Pets And Animals - Frederick News Post
Pet briefs — Feb. 23 | Pets And Animals  Frederick News Post

Battle Creek Police: Too many are ignoring or unaware pet license law - WWMT-TV
Battle Creek Police: Too many are ignoring or unaware pet license law  WWMT-TV

Pets of the Week: Feb. 23, 2020 | Lifestyle - Longview News-Journal
Pets of the Week: Feb. 23, 2020 | Lifestyle  Longview News-Journal

MAPS Pets of the Week: Meet Francine, Tallulah, Ambrosia, and Chicken Noodle - Hub City Times
MAPS Pets of the Week: Meet Francine, Tallulah, Ambrosia, and Chicken Noodle  Hub City Times

Pets of the Week: Chorkie and Kooper - WDIV ClickOnDetroit
Pets of the Week: Chorkie and Kooper  WDIV ClickOnDetroit

A new healthier alternative pet food has come to Sarasota - WWSB
A new healthier alternative pet food has come to Sarasota  WWSB

Pet owners tell 5 On Your Side they didn't know about potential complications from flea, tick medications - WRAL.com
Pet owners tell 5 On Your Side they didn't know about potential complications from flea, tick medications  WRAL.com

Firefighter finds home on fire on Gupton Circle, 3 pets killed - The Leaf-Chronicle
Firefighter finds home on fire on Gupton Circle, 3 pets killed  The Leaf-Chronicle

UPDATE: Henderson fire claims 2 house pets - SurfKY News
UPDATE: Henderson fire claims 2 house pets  SurfKY News

Shelter gets grant for 'Pets for Military Vets' program - The Morning Sun
Shelter gets grant for 'Pets for Military Vets' program  The Morning Sun

Free pet microchips handed out at Pause for Paws event - KHON2
Free pet microchips handed out at Pause for Paws event  KHON2

Pets with Potential: Giovanni Cheeks McGee - WCAX
Pets with Potential: Giovanni Cheeks McGee  WCAX

Do Dogs Make the Best Pets? Milk-Bone’s New Ads Make a Compelling Case - Adweek
Do Dogs Make the Best Pets? Milk-Bone’s New Ads Make a Compelling Case  Adweek

Pet poodle taken by hawk, found 28 hours later in Allegheny County - WTAE Pittsburgh
Pet poodle taken by hawk, found 28 hours later in Allegheny County  WTAE Pittsburgh

'Who's a Good Beer?' Ohio brewery launching new cans with adoptable pets - WKRC TV Cincinnati
'Who's a Good Beer?' Ohio brewery launching new cans with adoptable pets  WKRC TV Cincinnati

6 important tips to make that pet camping trip a success - TribLIVE
6 important tips to make that pet camping trip a success  TribLIVE

George Washington's Pets - Alabama Public Radio
George Washington's Pets  Alabama Public Radio

Which country spends the most on its pets? - The Economist
Which country spends the most on its pets?  The Economist

Oh My Goodness: N.J. Teen’s Little Bow Ties Helping Dapper Pets Find Forever Homes - CBS New York
Oh My Goodness: N.J. Teen’s Little Bow Ties Helping Dapper Pets Find Forever Homes  CBS New York

Guest Column: Our pets deserve better | Columns - Daily Astorian
Guest Column: Our pets deserve better | Columns  Daily Astorian

Adorable & Adoptable–Pets of the Week: Ali, Baxter, & Benny - SweetwaterNOW.com
Adorable & Adoptable–Pets of the Week: Ali, Baxter, & Benny  SweetwaterNOW.com

Photos: Colonial Capital pets of the week - New Bern Sun Journal
Photos: Colonial Capital pets of the week  New Bern Sun Journal

Photos: Craven-Pamlico pets of the week - New Bern Sun Journal
Photos: Craven-Pamlico pets of the week  New Bern Sun Journal

Keep pets safe, inside during inclement weather - WCTI12.com
Keep pets safe, inside during inclement weather  WCTI12.com

OSU Veterinarians Warn Pet Owners Of CBD Concerns - news9.com KWTV
OSU Veterinarians Warn Pet Owners Of CBD Concerns  news9.com KWTV

Celebrating shelter pets: Hopkins Academy grad's 'Shelter Me' series continues on PBS this weekend - GazetteNET
Celebrating shelter pets: Hopkins Academy grad's 'Shelter Me' series continues on PBS this weekend  GazetteNET

KCAS Pets of the Week: Malinda and Seth - WOODTV.com
KCAS Pets of the Week: Malinda and Seth  WOODTV.com

More than 20 pets dead, others missing after Middletown house fire - WLWT Cincinnati
More than 20 pets dead, others missing after Middletown house fire  WLWT Cincinnati

PHOTOS: This week’s adorable, adoptable pets from KHS - WAVE 3
PHOTOS: This week’s adorable, adoptable pets from KHS  WAVE 3

Missing puppy from Madisonville pet spa found - FOX19
Missing puppy from Madisonville pet spa found  FOX19

Think you're over-vaccinating your pets? Why you shouldn't skip out on their shots - ABC6OnYourSide.com
Think you're over-vaccinating your pets? Why you shouldn't skip out on their shots  ABC6OnYourSide.com

Photos: Cute and Furry: Adoptable Pets From Forever Paws - Fall River Herald News
Photos: Cute and Furry: Adoptable Pets From Forever Paws  Fall River Herald News

Keeping your pets safe as Pearl River rises in Marion County - WDAM
Keeping your pets safe as Pearl River rises in Marion County  WDAM

PHOTOS: New Disney Character Pet Treats for Cats and Dogs Arrive at Walt Disney World - wdwnt.com
PHOTOS: New Disney Character Pet Treats for Cats and Dogs Arrive at Walt Disney World  wdwnt.com

Local News Should You Use CBD Oil On Your Pet? Katie Keleher 8:33 PM, Feb - kjrh.com
Local News Should You Use CBD Oil On Your Pet? Katie Keleher 8:33 PM, Feb  kjrh.com

Thousand Dollar Puppy Found, Returned to Pembroke Pines Pet Store - NBC 6 South Florida
Thousand Dollar Puppy Found, Returned to Pembroke Pines Pet Store  NBC 6 South Florida

Spring Boutique Vendor and Craft Show to Benefit Montville Pet Parents - TAPinto.net
Spring Boutique Vendor and Craft Show to Benefit Montville Pet Parents  TAPinto.net

Love Your Pet Day: 9 ways your favorite creature can improve your health - CNN
Love Your Pet Day: 9 ways your favorite creature can improve your health  CNN

Over-vaccinating pets can lead to serious injury - KFOX El Paso
Over-vaccinating pets can lead to serious injury  KFOX El Paso

Pets of the week: These cute strays are read to fill your home with love - MLive.com
Pets of the week: These cute strays are read to fill your home with love  MLive.com

‘Fear-Free’ Pets Make for Happier Pets, and Owners - The New York Times
‘Fear-Free’ Pets Make for Happier Pets, and Owners  The New York Times

Pet of the Week: Mojo - County 17
Pet of the Week: Mojo  County 17

7 tips for becoming the best pet owner ever - Fox11online.com
7 tips for becoming the best pet owner ever  Fox11online.com

Here are 11 pets from Boston.com readers to brighten your day - Boston.com
Here are 11 pets from Boston.com readers to brighten your day  Boston.com

Most pet-friendly cities in America - msnNOW
Most pet-friendly cities in America  msnNOW

Photos of Pigeon and Chihuahua in NY Shelter for Pets With Disabilities Are Melting Hearts Worldwide - NBC New York
Photos of Pigeon and Chihuahua in NY Shelter for Pets With Disabilities Are Melting Hearts Worldwide  NBC New York

Pampered pets: From acupuncture to specialty diets, how Americans shell out billions a year on their 4-legged - WFTV Orlando
Pampered pets: From acupuncture to specialty diets, how Americans shell out billions a year on their 4-legged  WFTV Orlando

Fecal excretion of PFAS by pets - Science Daily
Fecal excretion of PFAS by pets  Science Daily

Missouri law would penalize pet owners for misrepresenting pets as service animals - KY3
Missouri law would penalize pet owners for misrepresenting pets as service animals  KY3

Minnesota bill pushes for pet adoptions, would ban dog and cat sales from commercial breeders at pet stores - KAAL
Minnesota bill pushes for pet adoptions, would ban dog and cat sales from commercial breeders at pet stores  KAAL

PICTURES: 2020 Annual Mardi Gras Purina Pet Parade part1 - KTVI Fox 2 St. Louis
PICTURES: 2020 Annual Mardi Gras Purina Pet Parade part1  KTVI Fox 2 St. Louis

Waco: Pet food drive aims to help elderly animal lovers avoid hunger - KWTX
Waco: Pet food drive aims to help elderly animal lovers avoid hunger  KWTX

Pets parade for New York fashionista crowd - Reuters
Pets parade for New York fashionista crowd  Reuters

Buddy and other pets up for adoption in Phoenix-area shelters this week - AZCentral
Buddy and other pets up for adoption in Phoenix-area shelters this week  AZCentral

3 displaced by fire; pet feared dead | News - KCTV Kansas City
3 displaced by fire; pet feared dead | News  KCTV Kansas City

Pet oxygen masks donated to Middletown firefighters - WAVE 3
Pet oxygen masks donated to Middletown firefighters  WAVE 3

UPDATE: Pets Perish In Morning Structure Fire | News, Sports, Jobs - Jamestown Post Journal
UPDATE: Pets Perish In Morning Structure Fire | News, Sports, Jobs  Jamestown Post Journal

Pets Are Part of Our Families. Now They’re Part of Our Divorces, Too - TIME
Pets Are Part of Our Families. Now They’re Part of Our Divorces, Too  TIME

NJ pets in need: Feb. 17, 2020 - NJ.com
NJ pets in need: Feb. 17, 2020  NJ.com

Coronavirus: Volunteers rush to help pets trapped in locked-down Wuhan - NBC News
Coronavirus: Volunteers rush to help pets trapped in locked-down Wuhan  NBC News

Vital Essentials Hosts Hemp Expert at Global Pet Expo - Benzinga
Vital Essentials Hosts Hemp Expert at Global Pet Expo  Benzinga

Dead, sick puppies taken from Ypsilanti Township pet store - MLive.com
Dead, sick puppies taken from Ypsilanti Township pet store  MLive.com

Thursday's temperatures pose danger to kids and pets - WIBW
Thursday's temperatures pose danger to kids and pets  WIBW

Pet Insurance Firm Pumpkin Signs in Chelsea - Commercial Observer
Pet Insurance Firm Pumpkin Signs in Chelsea  Commercial Observer

Students hard at work for 14th annual PAWS Pet House Challenge - Carolinacoastonline
Students hard at work for 14th annual PAWS Pet House Challenge  Carolinacoastonline

No More Doggies in the Window? N.Y. May Ban Retail Pet Sales - The New York Times
No More Doggies in the Window? N.Y. May Ban Retail Pet Sales  The New York Times

Pet of the Week: Sweet Stanley wants to be your new best friend - Helena Independent Record
Pet of the Week: Sweet Stanley wants to be your new best friend  Helena Independent Record

Celebrating National Love Your Pet Day - 47abc - WMDT
Celebrating National Love Your Pet Day - 47abc  WMDT

Coming soon: More pet camping sites at Pennsylvania state parks - TribLIVE
Coming soon: More pet camping sites at Pennsylvania state parks  TribLIVE

Pet of the Week - Northwest Arkansas Democrat-Gazette
Pet of the Week  Northwest Arkansas Democrat-Gazette

New technology allows pet owners to spy on every sniff and shredded slipper - Seattle Times
New technology allows pet owners to spy on every sniff and shredded slipper  Seattle Times

Hats made with wool from friendly sheep help fund Bozeman shelter - Billings Gazette
Hats made with wool from friendly sheep help fund Bozeman shelter  Billings Gazette

Residents warned to keep pets safe after midday coyote spotting - FOX 5 San Diego
Residents warned to keep pets safe after midday coyote spotting  FOX 5 San Diego

Locals compete on ‘Wheel of Fortune,’ donate some winnings to homeless pets - WSAV-TV
Locals compete on ‘Wheel of Fortune,’ donate some winnings to homeless pets  WSAV-TV

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