OfficeJax Pet Information center

 
      Pet News, Pet Care, Pet Training, Pet Supplies, cat pictures, dog pictures, pet pictures

Advertising | Affiliate revenue sharing  |  Auctions  |   Best Tips and Home Remedies   |  Blogging  |  Crafts & Hobbies  |  Currency Trading  |  mesothelioma lung cancer and asbestos |  Mortgage and refinance |  Pets  |  Web Site design 

We would like to thank the local libraries, schools, and universities for recommending students to visit us when doing research on any of our information topics.
 Please check back frequently as new topics are added and current topics are updated daily.

 

              

pet care information from the pet information channel search the pet information channel for free online ebooks tips news reports do it yourself how to articles and remedies Pet Information Channel DIRECTORY OF TOPICS & ARTICLES pet care information from the pet information channel

Place your TextLink AD here free

What's the Real Deal on Pet Insurance?


Even if you haven't had a run-in involving your pet of late, pet insurance has probably crossed your mind. And if you have, the bill for any non-routine care may have cost you anywhere from a cool couple hundred to nearly a grand.

You might have wondered why people have health insurance and most pets don't, when the medical costs seem practically the same! And yet, navigating through the underbrush of fine print involved in pet insurance may have put you off. Is it worth the money? What do insurers really cover? And why do some plans cost the moon while others seem much more affordable? We'll try to clear a path through the paper jungle.

Tip #1: Get Them in Young

Ideally, you'll want to identify right pet insurance plan for you, and get your pet in young while she's still quite healthy. The reason is, should your pet develop a long-term health issue such as a thyroid problem, she won't be eligible for many programs, having a "pre-existing condition." If you stick with one quality program, though, you'll probably be fine.

Tip #2: You Get What You Pay For

This may stick in the craw a bit, when you start looking at insurance premiums. Some of them cost an awful lot! Be sure to look ahead too, at estimated increases down the road. The older your pet grows, the more the premiums will cost. They will get quite stiff for an older pet, even a healthy one.

So why should you pay out a mint for plan A, when plan B offers coverage for half the price? The answer is: lack of nasty surprises.

Let's face it, no one but an insurance adjuster can tell what the fine print means when it comes to covering your pet. But we do know this: on the cheaper plans, unhappy things happen. Let's give an example - let's say you have two pugs, both covered by an inexpensive plan. One sadly breaks his leg and needs several surgeries, costing two thousand altogether.

You may think your inexpensive plan - which happily, covers 2K of expenses - will handle it all. But when you submit your claim, you discover that 2K is the maximum coverage for both dogs, and your pug is only eligible for half. Even worse, but very common, is a lower limit per incident. In this case, Low Cost Pet Plan will respond that it only covers $500 for this "incident," but if your poor pug breaks his leg three more times this year, they'll be happy to help.

Tip #3: You Get What You Pay For

Yes, we know we said that already - but we didn't say it enough.

Here's a horror story that happens often on a low-cost plan: you have an insurer. You pay your premiums. But one day, your aging pet develops diabetes. That year, when it comes time to renew the plan and update the premiums, your insurer sticks in an exclusion. As of that moment, they no longer cover diabetes in your pet. Yes, they can do that - and you're out in the cold.

No less common -- and no more pleasant -- is the limited payout per condition problem. Your low-cost insurer may cover the first three years of your diabetic pet's vet bills, but after that, you've run through her lifetime allowance for diabetes. Now in her golden years, all her medical costs come straight from your pocket.

What you want is a reputable company that agrees to insure your pet for life, period. No tricks, no last-minute exclusions, no lifetime condition limits. But to have these things, you'll need to pay for them.

Tip #4: Follow the Wagging Tails

Pet insurance costs too much to be throwing darts in the dark. You need to know which plans will come through for you down the road after you've paid their premiums for years. So do your research - look for good word of mouth. You can learn a lot with some smart surfing and Googling.

Although we haven't used either, we found many satisfied buyers with PetPlan and Marks & Spencer. There are other good plans as well, and plans that are best avoided. The tip we like most is to ask your vet what she uses. Yes! - many vets insure their beloved animals, and are scrupulous in who they choose.

Tip #5: Do You Even Need Insurance?

There's an argument - and it's a good one - that pet insurance really serves no purpose. You can see the force of this line of thought when you check out the premiums of quality, reliable plans - they're high. So why should you pay out all that cash for what *might* happen, instead of stashing it each month in your own high-interest savings account and simply withdrawing what you need?

The answer is simple: discipline. Some people have the discipline to pay their premiums, but not to establish a separate account they won't touch except for emergency pet expenses. Other than discipline, there's probably no real reason why you shouldn't self-insure.

With one exception - liability. Some plans offer extra coverage if your dog injures someone and you get sued. These aren't the kinds of things you can effectively save up for on your own, so if you think it might be a problem, pet insurance might truly be the route for you.

Tip #6: One More For the Road

Is your pet a prize purebred, with a pedigree reaching back before William of Orange? Expect more vet costs over its lifetime - it's just a statistical fact. Perhaps this subtle factor will help you decide whether you should self-insure or go for a plan.

Peace of Mind: Priceless

We're animal lovers. And in the back of our minds lurks the fear that Fido will someday come down with something we can't afford to treat - simultaneous renal failure and diabetes, for example (to cite a sad chapter from my own pet annals). The peace of mind in knowing you can afford to care for your furry companion, no matter what the future brings, is profound. That's why insurance was developed, and that's why pet insurance might be the right choice for you.

About the Author

Blake Kritzberg is proprietor of Poodle-oo: Fashion for Toy Dogs. Stop by for toy dog couture and home decor, free toy dog postcards and the Toy Dog Blog.

http://www.poodle-oo.com/

Learn more about pet insurance.


TODAYS NEWS BY OFFICEJAX FREE ADVERTISING AND AD EXCHANGE SOLUTIONSMORE PETS INFORMATION RESOURCES updated Wed. September / 19 / 2018

This RSS feed URL is deprecated
This RSS feed URL is deprecated, please update. New URLs can be found in the footers at https://news.google.com/news

Community Bands Together to Save Broken-Down Van Carrying 50 Hurricane Florence Rescue Pets - PEOPLE.com

PEOPLE.com

Community Bands Together to Save Broken-Down Van Carrying 50 Hurricane Florence Rescue Pets
PEOPLE.com
The rescue lined up fosters for all the South Carolina pets and drove a large van down to the shelter to pick up the adoptable animals. Lucky Dog loaded up more than 50 animals, clearing out the South Carolina shelter, and set off again for the ...
Noah's Ark except it's a school bus: Truck driver rescues 64 dogs and cats from floods of Hurricane FlorenceWashington Post
Charleston-area, national animal advocates ready to rescue pets from Florence floodingCharleston Post Courier
Pet lover escapes Florence with 64 cats and dogs in an old school bus: reportNOLA.com
Greenville News -Facebook
all 183 news articles »

MSPCA shelters nearly 100 pets amid Merrimack Valley fire and gas explosions - The Boston Globe

The Boston Globe

MSPCA shelters nearly 100 pets amid Merrimack Valley fire and gas explosions
The Boston Globe
As first responders and community leaders flooded into the Merrimack Valley late last week to help residents displaced by a series of gas-related explosions, MSPCA-Nevins Farm in Methuen began its largest disaster response mission in living memory, ...
MSPCA sheltered nearly 100 pets as people were evacuated during Lawrence, Andover and North Andover gas ...MassLive.com

all 22 news articles »

Animals rescued from Florence floodwaters, after pets left behind or forgotten - Fox News

Fox News

Animals rescued from Florence floodwaters, after pets left behind or forgotten
Fox News
The Coast Guard said, as of Sunday, crews have rescued at least 91 pets in North Carolina since Florence -- then a hurricane and now a tropical depression -- began lashing the state with torrential rains. Helicopter crews alone are responsible for ...
Photos: Pet Rescues in the Wake of Hurricane FlorenceThe Atlantic
The animal rescuers of Florence: Dogs saved from submerged crate, pets shuttled away in a busNBCNews.com
East Tennessee animal centers give shelter to dogs, cats displaced by Hurricane FlorenceKnoxville News Sentinel
The Mercury News -Good News Network
all 9,203 news articles »

Rockland BOCES embraces teacher's pets - The Journal News | LoHud.com

The Journal News | LoHud.com

Rockland BOCES embraces teacher's pets
The Journal News | LoHud.com
For the next year, 11th and 12th graders in a newly launched Animal Science program at BOCES Career & Technical Education Center (C-TECH) will be getting acquainted with some new furry friends, including some that are pets of their teacher.


Pets at risk for poisoning after increase in wild mushrooms - WOAI

WOAI

Pets at risk for poisoning after increase in wild mushrooms
WOAI
After two weeks of wet weather, mushrooms are popping up in yards across Central Texas and they can pose poisoning problems for pets. In most cases you might not even notice the new mushrooms in your yard unless your dog mistakes one for a snack.

and more »

Five ways you can help 520 shelter pets find homes - Vineland Daily Journal

Vineland Daily Journal

Five ways you can help 520 shelter pets find homes
Vineland Daily Journal
VINELAND - Lines of those coming and going seem never-ending at the filled-to-capacity South Jersey Regional Animal Shelter, inundated with pits and kits. “The overcrowding has been all summer,” Bev Greco, the shelter's executive director told The ...


These Southland pets need new homes - Chicago Tribune

Chicago Tribune

These Southland pets need new homes
Chicago Tribune
The Thursday Community Star prints adoptable pet information weekly. Find more photos of animals that are available at area agencies at www.dailysouthtown.com/lifestyles. PAWS Animal Shelter. 8301 W. 191st St., Tinley Park, 815-464-7298, ...


The VBSPCA on the challenges and joy of special needs pets on Coast Live - wtkr.com

wtkr.com

The VBSPCA on the challenges and joy of special needs pets on Coast Live
wtkr.com
VIRGINIA BEACH, Va - Special needs pets can often have a difficult time finding homes, however, with a bit of extra TLC, these animals can make the very best companions. The VBSPCA (vbspca.com) introduces us to some special needs animals who have ...


Out with the Dogs: Make arrangements for pets now - Paradise Post

Paradise Post

Out with the Dogs: Make arrangements for pets now
Paradise Post
Someone who will respond immediately, day or night, to round up all the household pets and either secure them at home temporarily or take them to their home. That's a huge responsibility in some cases. I have four dogs all the time and frequently an ...


Harnessing the Power of Social Media Helps More Than 32000 Pets Find Forever Homes During PetSmart Charities ... - Hastings Tribune

Harnessing the Power of Social Media Helps More Than 32000 Pets Find Forever Homes During PetSmart Charities ...
Hastings Tribune
PHOENIX--(BUSINESS WIRE)--Sep 18, 2018--PetSmart®, PetSmart Charities and nearly 4,000 adoption partners are celebrating a record-breaking National Adoption Weekend that saw 32,159 pets find their forever homes. This tally is the most pets adopted ...

and more »

Google News

akron pet suppliesThe Animal Rescue Site needs your clicks to help support their endeavors
 visiting just one sponsor per day feeds an animal for one day. Thank you!

Get on board the TrafficTrain Click Here for Free Traffic! Get Your site listed in 2 Mins! visit and join each ad offer to include your ad on the TrafficTrain

Surplus Overstock and used PET SUPPLIES

university of akron university housing available

 

Find used office equipment in Ohio at www.OfficeJax.Has.It

Find the best fleamarkets at www.FleaMarketWorld.Has.It

www.Akron.Has.It

Find electric powered vehicles at www.NoGas.Drives.It

Akron City directory

Anonymous and Confidential U.S. Mail Drops - No ID Required reship worldwide

Katrina's pet sitting and house sitting services Akron Ohio

Free Automatic Link Exchange

Flea Market World

Find homes for rent
in Akron Ohio
www.homes4rent.has.it

Closeouts
www.close-outs.info

 

Northwest Veterinary Practice Tallmadge, Ohio

 

 

officejax surplus office furniture outlet Akron, ohio

[Back to Top]

 

Click here to
OfficeJax free ad space available here

auction news and listings for Akron, Ohio

Akron crafts and hobby news center

Akron currency trading

Akron Ohio pet news

The Akron blogging news center

Akron Ohio web site design news

Akron Mortgaging and refinancing

Advertising and promotions Akron, Ohio

 

HOME | SITE MAP
© 2012 - 2018 All Rights Reserved

Improve your web site pagerank
 automaticaly with HitsSurfer

free pagerank checker and seo evaluation tools 

akron ohio pet supply pet store littlest pet shop pet store supply pet shop adoption pet insurance pet grooming pet pet virtual pet services pet shop groomers pet care pet medication pet adopt pet food pet product cemetery pet sale health pet animal pet bed pet carrier pet name pet door pet nutrition pet wonder general pet memorial pet scan boarding grooming pet teacher pet plus supply gate pet friendly hotel pet exotic pet medicine pet discount pet sound pet tag dog pet supply wholesale pet hotel pet rescue bird pet sitter pet boarding pet online pet store boarding pet sitting pet care salt water aquariums fresh water aquariums pet health pet meds pet classifieds pet id pet tag dog free pet puppy pet loss pet related services animal pet rabbit pet turtle pet sex little pet shop exotic pet store dubai pet travel pet place own pet services sitting flea dip pet pharmacy food natural pet products pet training pet shelter pet finder animals pet rat clothes pet pet stroller pet shampoos health insurance pet fish pet lost pet grooming mobile pet banfield hospital pet hospitals free pet stuff pet finder pet supermarket pets allowed pet kennel pet contest pet photo free pet online pet edge pet grooming pet cat pet holistic veterinarian pet care for your pet sitting eye nose ears pet finder dog clothing Westminster dog show online pet store dog eating feces? bad dog behavior problems? puppies for sale Westminster kennel dog itchy itchyitchydog baghdad dog insider dog training tips remedies report reviews recommended procedures