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Is Pet Insurance Right For Your Pet?


Trying to decide if you should get pet insurance on your pet? There are of course pro's and con's to it. Years ago I decided to try it out. I thought, if something happened, it would be a good decision to have it. Some plans will cover basic vet care and heartworm and things like that. Read through the information below and make a decision for you and your beloved pets.

Standard Care is the essential care that is required for any pet. This usually includes shots, heartworm tests and supplies, and any other preventitive care that is required through an animals life. This is usually not covered by most insurance plans and requires a special extra fee. Calculate the cost of this fee and then call your local vets office to get a price quote and compare the two. Keep in mind that sometimes your vet may be more costly than using an online pharmacy, so price out those options as well.

Accidents happen to pets all the time. Just the other day, my dog broke his nail. We had to go to the vet, have it removed, and get a shot of antibiotics. The total cost was $50 for this procedure. Of course, not everything is covered so you need to discuss this with the insurance company and find out exactly what is covered. When I was with one insurance company I actually got charged for submitting claims that weren't covered. Of course I had no way of knowing what was covered and what wasn't.

Every owners fear is the dreaded Cancer word. At least I know it is mine. Cancer procedures and testing is not covered by most companies. There are special riders for this as well. But you have to purchase them BEFORE the dog has cancer. Otherwise it is excluded as preexisting.

The bottom line is do your research, talk to your vet, talk to different companies and try to make the best decision you can for your loved ones. I know that vet insurance has worked for so many people. In the long run, I think its a gamble, just like life insurance. If you don't have it and something happens you kick yourself that you should have just done it. But in other cases, you do have it, and nothing thankfully ever goes wrong.

Amy Dunphy
Owner of the Dog Trainer Search - Get all the information you need on training your dog or puppy


TODAYS NEWS BY OFFICEJAX FREE ADVERTISING AND AD EXCHANGE SOLUTIONSMORE PETS INFORMATION RESOURCES updated Thu. February / 25 / 2021

Pets of the Week: February 25, 2020 - WSIL TV
Pets of the Week: February 25, 2020  WSIL TV

PETA says people shouldn’t call their animals ‘Pets’ - KX NEWS
PETA says people shouldn’t call their animals ‘Pets’  KX NEWS

Rescue pets of the week: Henry and Roxie - SC Times
Rescue pets of the week: Henry and Roxie  SC Times

ACS rescued 200 pets from the cold last week and now looking for their owners - mySA
ACS rescued 200 pets from the cold last week and now looking for their owners  mySA

Austin Pets Alive! hopes to move 1K animals to shelters around the country after winter storms - KXAN.com
Austin Pets Alive! hopes to move 1K animals to shelters around the country after winter storms  KXAN.com

Dakin Humane Society: Vaccines are important for pets too - masslive.com
Dakin Humane Society: Vaccines are important for pets too  masslive.com

Pet Health: Caring for senior pets - KOIN.com
Pet Health: Caring for senior pets  KOIN.com

Lady Gaga's dog walker shot in Hollywood, pets stolen; singer offers reward - KABC-TV
Lady Gaga's dog walker shot in Hollywood, pets stolen; singer offers reward  KABC-TV

Behind the Bar: COVID in the Legislature, pot for pets, cuts to tobacco prevention and revisiting welfare reform - The Nevada Independent
Behind the Bar: COVID in the Legislature, pot for pets, cuts to tobacco prevention and revisiting welfare reform  The Nevada Independent

Surge Of Pet Deaths Linked To The Most Common Pet Food Ingredient - Yahoo Finance
Surge Of Pet Deaths Linked To The Most Common Pet Food Ingredient  Yahoo Finance

Pets on the Plaza: Meet Ferdie - 47abc - WMDT
Pets on the Plaza: Meet Ferdie - 47abc  WMDT

Pets In Need In Southern Maryland Dog Of The Week: Santos - The Southern Maryland Chronicle
Pets In Need In Southern Maryland Dog Of The Week: Santos  The Southern Maryland Chronicle

Adopt A Pet From West Haven Area Shelters: New Pets Added This Week - West Haven, CT Patch
Adopt A Pet From West Haven Area Shelters: New Pets Added This Week  West Haven, CT Patch

Adoptable Pets of the Week - Cranston Herald
Adoptable Pets of the Week  Cranston Herald

Not just the cold, how winter can impact your pets health according to veterinarians - WJAC Johnstown
Not just the cold, how winter can impact your pets health according to veterinarians  WJAC Johnstown

3 Experts Explain When (And Why) We Should Throw Out Our Pet's Toys - POPSUGAR
3 Experts Explain When (And Why) We Should Throw Out Our Pet's Toys  POPSUGAR

Pets of the week: Odie is a spunky ‘talker.’ Handsome Morris is a sweetie - MLive.com
Pets of the week: Odie is a spunky ‘talker.’ Handsome Morris is a sweetie  MLive.com

Alachua County Pets: Heidi and Tyson - WCJB
Alachua County Pets: Heidi and Tyson  WCJB

KCBD’s Pet of the Day: Meet Aries - KCBD
KCBD’s Pet of the Day: Meet Aries  KCBD

Tips for Caring for Your Pets Oral Health - WFLA
Tips for Caring for Your Pets Oral Health  WFLA

Hydrate, Protect and Walk Your Pet With Ease With the SPLEASH® Leash Handle - PRNewswire
Hydrate, Protect and Walk Your Pet With Ease With the SPLEASH® Leash Handle  PRNewswire

Wildlife biologist gives tips on how to keep your pets safe during coyote mating season - KEPR 19
Wildlife biologist gives tips on how to keep your pets safe during coyote mating season  KEPR 19

Twitter Bans Fan Account For Joe Biden’s Pets… Didn’t Realize They’d Messed With Top Media Law Boutique - Above the Law
Twitter Bans Fan Account For Joe Biden’s Pets… Didn’t Realize They’d Messed With Top Media Law Boutique  Above the Law

Children & pet loss | Opinion | telluridenews.com - The Daily Planet
Children & pet loss | Opinion | telluridenews.com  The Daily Planet

Local couple starts Free Pet Pantry - Daily Mountain Eagle
Local couple starts Free Pet Pantry  Daily Mountain Eagle

10 Trendy Houseplants That are Safe for Pets, According to Experts - BobVila.com
10 Trendy Houseplants That are Safe for Pets, According to Experts  BobVila.com

Keeping your pets safe during coyote mating season - KTVI Fox 2 St. Louis
Keeping your pets safe during coyote mating season  KTVI Fox 2 St. Louis

Shop the most popular picks for your pet from Chewy - GMA
Shop the most popular picks for your pet from Chewy  GMA

More than 500 lost pets reunited with Winnebago Co. families during 2020 - WIFR
More than 500 lost pets reunited with Winnebago Co. families during 2020  WIFR

Pet Care Market Revenue to Cross USD 350 Bn by 2027: Global Market Insights, Inc. - PRNewswire
Pet Care Market Revenue to Cross USD 350 Bn by 2027: Global Market Insights, Inc.  PRNewswire

Earliest American dog hints pets accompanied first people in Americas - New Scientist News
Earliest American dog hints pets accompanied first people in Americas  New Scientist News

Who knew? Surprising places that welcome pets - Buffalo News
Who knew? Surprising places that welcome pets  Buffalo News

Loose Pet Tiger Found During Winter Weather Relocated to North Texas - NBC 5 Dallas-Fort Worth
Loose Pet Tiger Found During Winter Weather Relocated to North Texas  NBC 5 Dallas-Fort Worth

Adoptable pets from Arizona Humane Society and Maricopa County Animal Care (2/24/2021) - ABC15 Arizona
Adoptable pets from Arizona Humane Society and Maricopa County Animal Care (2/24/2021)  ABC15 Arizona

The 'Can You Pet The Dog' Twitter account is having a big impact - The Washington Post
The 'Can You Pet The Dog' Twitter account is having a big impact  The Washington Post

Animal cruelty investigators responding to reports of pets left outside in cold - KPRC Click2Houston
Animal cruelty investigators responding to reports of pets left outside in cold  KPRC Click2Houston

Small pet turtles linked to Pennsylvania salmonella outbreak - TribLIVE
Small pet turtles linked to Pennsylvania salmonella outbreak  TribLIVE

Pets are helping us cope during the pandemic—but that may be stressing them out - National Geographic
Pets are helping us cope during the pandemic—but that may be stressing them out  National Geographic

Second Chance Pets: Steve the cat - KOIN.com
Second Chance Pets: Steve the cat  KOIN.com

All the Presidents' Pets - Today.com - Today.com - Today.com
All the Presidents' Pets - Today.com - Today.com  Today.com

Opinion | Will Anything Stop Putin’s Pet Project? - The New York Times
Opinion | Will Anything Stop Putin’s Pet Project?  The New York Times

11 best Valentine's Day gifts for your pets in 2021 - NBC News
11 best Valentine's Day gifts for your pets in 2021  NBC News

Poshmark, Inc. Launches Pets Category - PRNewswire
Poshmark, Inc. Launches Pets Category  PRNewswire

Betty White ‘Pet Set’ series re-released on DVD, streaming platforms - Chicago Sun-Times
Betty White ‘Pet Set’ series re-released on DVD, streaming platforms  Chicago Sun-Times

Time is ticking for pet owners looking for animals lost in winter storm last week - KSAT San Antonio
Time is ticking for pet owners looking for animals lost in winter storm last week  KSAT San Antonio

Pet Scene: Summit County's adoptable pets for the week of Feb. 21, 2021 - Summit Daily News
Pet Scene: Summit County's adoptable pets for the week of Feb. 21, 2021  Summit Daily News

Pets of the Week | Pets | indexjournal.com - Index-Journal
Pets of the Week | Pets | indexjournal.com  Index-Journal

Here's How The Top Pet And Baby Names Compare - HuffPost
Here's How The Top Pet And Baby Names Compare  HuffPost

Photos: Firefighters rescue plethora of pets from SLC basement fire - KUTV 2News
Photos: Firefighters rescue plethora of pets from SLC basement fire  KUTV 2News

Second Chance Pets: Freedom the dog - KOIN.com
Second Chance Pets: Freedom the dog  KOIN.com

Betty White, furry friends star in 50-year-old 'Pet Set' - Associated Press
Betty White, furry friends star in 50-year-old 'Pet Set'  Associated Press

The Most Popular Pet Name of the Century (Maybe) - The New York Times
The Most Popular Pet Name of the Century (Maybe)  The New York Times

Don’t forget, pets are ‘very much at risk’ in cold weather, officials say - MLive.com
Don’t forget, pets are ‘very much at risk’ in cold weather, officials say  MLive.com

America's 10 Best States for Pet Lovers - TravelPulse
America's 10 Best States for Pet Lovers  TravelPulse

Pandemic Pets Has Led to 'Mafia-Style' Puppy Trade Veuer 5 hrs ago - msnNOW
Pandemic Pets Has Led to 'Mafia-Style' Puppy Trade Veuer 5 hrs ago  msnNOW

‘Pets & Pals’ Mardi Gras parade set to roll Sunday in Spanish Fort - WKRG News 5
‘Pets & Pals’ Mardi Gras parade set to roll Sunday in Spanish Fort  WKRG News 5

'A Quiet Place Part II,' 'Mission: Impossible 7' to Debut on Paramount+ 45 Days After Theatrical Launch - Hollywood Reporter
'A Quiet Place Part II,' 'Mission: Impossible 7' to Debut on Paramount+ 45 Days After Theatrical Launch  Hollywood Reporter

New Pandemic Pets Come With New Responsibilities - NBC4 Washington
New Pandemic Pets Come With New Responsibilities  NBC4 Washington

New 24-Hour Pet Hospital Opens in Pasadena - Pasadena Now
New 24-Hour Pet Hospital Opens in Pasadena  Pasadena Now

Robotic pets helping people combat loneliness during COVID-19 pandemic - WXYZ
Robotic pets helping people combat loneliness during COVID-19 pandemic  WXYZ

Woman steals tortoise from pet store, Elyria police say - Cleveland 19 News
Woman steals tortoise from pet store, Elyria police say  Cleveland 19 News

Survey reveals America’s love for pets is evident in travel habits - STLtoday.com
Survey reveals America’s love for pets is evident in travel habits  STLtoday.com

Pets with Potential: Meet Gray - WCAX
Pets with Potential: Meet Gray  WCAX

Austin Pets Alive seeks supplies, donations to keep furry friends warm amid winter freeze - Austin American-Statesman
Austin Pets Alive seeks supplies, donations to keep furry friends warm amid winter freeze  Austin American-Statesman

Tampa Bay area pets looking for forever homes - Tampa Bay Times
Tampa Bay area pets looking for forever homes  Tampa Bay Times

White House pets, from adorable to very weird - CBS News
White House pets, from adorable to very weird  CBS News

Fast-growing Freshpet racing to refill bare pet food fridges as sales continue to boom - The Morning Call
Fast-growing Freshpet racing to refill bare pet food fridges as sales continue to boom  The Morning Call

Huntsville ordinance pushes to protect pets during freezing temps - WAFF
Huntsville ordinance pushes to protect pets during freezing temps  WAFF

Hill County family loses everything, including pets, in fire - KWTX
Hill County family loses everything, including pets, in fire  KWTX

Many families have adopted new pets during the pandemic; here's how to prepare for your cat or dog's best, healthy life - Pacific Northwest Inlander
Many families have adopted new pets during the pandemic; here's how to prepare for your cat or dog's best, healthy life  Pacific Northwest Inlander

More than 100 pets died, over 200 sickened from recalled pet food, FDA says - Fox Business
More than 100 pets died, over 200 sickened from recalled pet food, FDA says  Fox Business

Tips to protect your pets during the freezing temperatures - KFOR Oklahoma City
Tips to protect your pets during the freezing temperatures  KFOR Oklahoma City

In Praise of Positive Reinforcement for Your Pets - WIRED
In Praise of Positive Reinforcement for Your Pets  WIRED

Homebuyers put pets first when shopping for homes - HousingWire
Homebuyers put pets first when shopping for homes  HousingWire

Pets may soon be fed laboratory-grown meat - The Economist
Pets may soon be fed laboratory-grown meat  The Economist

No bad dogs? Pet owner's personality can affect canine training success, study finds - NBC News
No bad dogs? Pet owner's personality can affect canine training success, study finds  NBC News

Arlington woman warns prospective pet owners after contracting disease from new puppy - WDVM 25
Arlington woman warns prospective pet owners after contracting disease from new puppy  WDVM 25

NJ Man, 19, Charged With Animal Cruelty After Starving Pets To Death, Prosecutor Says - Fort Lee Daily Voice
NJ Man, 19, Charged With Animal Cruelty After Starving Pets To Death, Prosecutor Says  Fort Lee Daily Voice

A Pet Sematary Prequel Is Coming To Paramount+ | Screen Rant - Screen Rant
A Pet Sematary Prequel Is Coming To Paramount+ | Screen Rant  Screen Rant

Fire damages Huntington home, claims pet's life - WSAZ
Fire damages Huntington home, claims pet's life  WSAZ

Online pet retail giant Chewy plans to hire several hundred at new Seattle-area office - GeekWire
Online pet retail giant Chewy plans to hire several hundred at new Seattle-area office  GeekWire

'Jerk cat' made famous by brutally honest Akron pet rescue social media post finds a home - WKYC.com
'Jerk cat' made famous by brutally honest Akron pet rescue social media post finds a home  WKYC.com

Winter weather Houston: Texas law says it's illegal to leave your pet outside during severe weather - KTRK-TV
Winter weather Houston: Texas law says it's illegal to leave your pet outside during severe weather  KTRK-TV

Rocky from Fairmont currently in 1st place in America’s Favorite Pet contest - WBOY.com
Rocky from Fairmont currently in 1st place in America’s Favorite Pet contest  WBOY.com

Pet obesity swells during COVID-19 pandemic - 13WHAM-TV
Pet obesity swells during COVID-19 pandemic  13WHAM-TV

Franchise Group acquires Pet Supplies Plus for $700M - Retail Dive
Franchise Group acquires Pet Supplies Plus for $700M  Retail Dive

FOX61 Cutest Pet in CT Contest - FOX 61
FOX61 Cutest Pet in CT Contest  FOX 61

Search on for 3-month-old puppy stolen from Largo pet store - WFLA
Search on for 3-month-old puppy stolen from Largo pet store  WFLA

Blue Ridge Humane now offering pet housing assistance thanks to local grant - WLOS
Blue Ridge Humane now offering pet housing assistance thanks to local grant  WLOS

Why you should never release your pet goldfish into the wild - Yahoo! Voices
Why you should never release your pet goldfish into the wild  Yahoo! Voices

Adopt-a-Pet.com Challenges Pet Owners Across America to Document a Pet Guardianship Plan - WFMZ Allentown
Adopt-a-Pet.com Challenges Pet Owners Across America to Document a Pet Guardianship Plan  WFMZ Allentown

GMA Pet of the Week: Valentine - KATC Lafayette News
GMA Pet of the Week: Valentine  KATC Lafayette News

PET LIST | Life | dnews.com - Moscow-Pullman Daily News
PET LIST | Life | dnews.com  Moscow-Pullman Daily News

Teen reunites with pet chicken after losing it at Alabama Cracker Barrel - NBC 15 WPMI
Teen reunites with pet chicken after losing it at Alabama Cracker Barrel  NBC 15 WPMI

Featured 'Pet Pal' Leon finds forever home over Valentine's Day weekend - WLOS
Featured 'Pet Pal' Leon finds forever home over Valentine's Day weekend  WLOS

Jet Pet- Jovie - YourErie
Jet Pet- Jovie  YourErie

Pet of the Week: 2021 pets - WTOP
Pet of the Week: 2021 pets  WTOP

'I don't want these dogs to suffer': Pet surrenders becoming tragic part of pandemic - USA TODAY
'I don't want these dogs to suffer': Pet surrenders becoming tragic part of pandemic  USA TODAY

Pet adoption program expands to help seniors keep pets amid the pandemic - CNN
Pet adoption program expands to help seniors keep pets amid the pandemic  CNN

When Evictions Loom, Pets Are Also at Risk - The New York Times
When Evictions Loom, Pets Are Also at Risk  The New York Times

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