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Is Pet Insurance Right For Your Pet?


Trying to decide if you should get pet insurance on your pet? There are of course pro's and con's to it. Years ago I decided to try it out. I thought, if something happened, it would be a good decision to have it. Some plans will cover basic vet care and heartworm and things like that. Read through the information below and make a decision for you and your beloved pets.

Standard Care is the essential care that is required for any pet. This usually includes shots, heartworm tests and supplies, and any other preventitive care that is required through an animals life. This is usually not covered by most insurance plans and requires a special extra fee. Calculate the cost of this fee and then call your local vets office to get a price quote and compare the two. Keep in mind that sometimes your vet may be more costly than using an online pharmacy, so price out those options as well.

Accidents happen to pets all the time. Just the other day, my dog broke his nail. We had to go to the vet, have it removed, and get a shot of antibiotics. The total cost was $50 for this procedure. Of course, not everything is covered so you need to discuss this with the insurance company and find out exactly what is covered. When I was with one insurance company I actually got charged for submitting claims that weren't covered. Of course I had no way of knowing what was covered and what wasn't.

Every owners fear is the dreaded Cancer word. At least I know it is mine. Cancer procedures and testing is not covered by most companies. There are special riders for this as well. But you have to purchase them BEFORE the dog has cancer. Otherwise it is excluded as preexisting.

The bottom line is do your research, talk to your vet, talk to different companies and try to make the best decision you can for your loved ones. I know that vet insurance has worked for so many people. In the long run, I think its a gamble, just like life insurance. If you don't have it and something happens you kick yourself that you should have just done it. But in other cases, you do have it, and nothing thankfully ever goes wrong.

Amy Dunphy
Owner of the Dog Trainer Search - Get all the information you need on training your dog or puppy


TODAYS NEWS BY OFFICEJAX FREE ADVERTISING AND AD EXCHANGE SOLUTIONSMORE PETS INFORMATION RESOURCES updated Wed. May / 12 / 2021

Life After Quarantine: How to Start Training Pets for Your Return to Work - AV Network
Life After Quarantine: How to Start Training Pets for Your Return to Work  AV Network

Veterinarians backlogged after millions adopted pets during pandemic - KHOU.com
Veterinarians backlogged after millions adopted pets during pandemic  KHOU.com

Medical expert shares advice on easing pets' separation anxiety as families return to work and school - News 12 New Jersey
Medical expert shares advice on easing pets' separation anxiety as families return to work and school  News 12 New Jersey

Pets adopted during the pandemic are being returned in record numbers - New York Post
Pets adopted during the pandemic are being returned in record numbers  New York Post

As more people return to work, more pets returned to shelters — but not in Chicago - WGN TV Chicago
As more people return to work, more pets returned to shelters — but not in Chicago  WGN TV Chicago

Greenville News Community Heroes cited for saving the lives of pets - Greenville News
Greenville News Community Heroes cited for saving the lives of pets  Greenville News

Low-cost rabies vaccine clinic for pets happening on James Island - WCBD News 2
Low-cost rabies vaccine clinic for pets happening on James Island  WCBD News 2

Eddington man who threatened to kill relative and pets in standoff pleads guilty to federal gun charge - Bangor Daily News
Eddington man who threatened to kill relative and pets in standoff pleads guilty to federal gun charge  Bangor Daily News

Best alien creatures in Mass Effect that can be pets - Windows Central
Best alien creatures in Mass Effect that can be pets  Windows Central

Phoenix woman faces multiple charges after malnourished dog and other pets rescued - ABC15 Arizona
Phoenix woman faces multiple charges after malnourished dog and other pets rescued  ABC15 Arizona

People Are Surrendering Their “Pandemic Pets” — Here's How to Rehome a Dog - Green Matters
People Are Surrendering Their “Pandemic Pets” — Here's How to Rehome a Dog  Green Matters

Experts share how to protect pets during peak tick season - WABI
Experts share how to protect pets during peak tick season  WABI

Family pets perish in SE Topeka house fire - WIBW
Family pets perish in SE Topeka house fire  WIBW

Boston News Crew Spots and Saves Stolen Dog During Segment on the Missing Pet - PEOPLE
Boston News Crew Spots and Saves Stolen Dog During Segment on the Missing Pet  PEOPLE

Texas ChainPaw Is Adoption for Horror Film Lookalike Pets - Nerdist
Texas ChainPaw Is Adoption for Horror Film Lookalike Pets  Nerdist

Sick puppy tales lead Orange County to consider ban of retail pet sales - Orlando Sentinel
Sick puppy tales lead Orange County to consider ban of retail pet sales  Orlando Sentinel

People Are Returning Their Pandemic Pets at Alarming Rates - Yahoo Lifestyle
People Are Returning Their Pandemic Pets at Alarming Rates  Yahoo Lifestyle

Pets adopted during the pandemic are being returned at record numbers: report - FOX 10 News Phoenix
Pets adopted during the pandemic are being returned at record numbers: report  FOX 10 News Phoenix

PFAS found at high levels in pets near Chemours plant - NC Health News - North Carolina Health News
PFAS found at high levels in pets near Chemours plant - NC Health News  North Carolina Health News

Creative Acres Sanctuary founder says owners are giving up 'pandemic pets' as they head back to work - The Denver Channel
Creative Acres Sanctuary founder says owners are giving up 'pandemic pets' as they head back to work  The Denver Channel

Pets meant to bring companionship during pandemic are being brought back to animal rescues - WRGB
Pets meant to bring companionship during pandemic are being brought back to animal rescues  WRGB

15 pets found dead, dozens injured in Phoenix home - 12news.com KPNX
15 pets found dead, dozens injured in Phoenix home  12news.com KPNX

NJ pets in need: May 10, 2021 - nj.com - nj.com - nj.com - nj.com
NJ pets in need: May 10, 2021 - nj.com - nj.com - nj.com  nj.com

Nevada SPCA sees uptick in pet surrender due to people leaving remote work for the office - KLAS - 8 News Now
Nevada SPCA sees uptick in pet surrender due to people leaving remote work for the office  KLAS - 8 News Now

Australia $2.9 Billion Pet Food Markets, Competition, Forecast & Opportunities, 2026 - ResearchAndMarkets.com - Business Wire
Australia $2.9 Billion Pet Food Markets, Competition, Forecast & Opportunities, 2026 - ResearchAndMarkets.com  Business Wire

Pet of the Week: Noble - Newnan Times-Herald
Pet of the Week: Noble  Newnan Times-Herald

Some Houstonians are returning pets they adopted during pandemic - Houston Chronicle
Some Houstonians are returning pets they adopted during pandemic  Houston Chronicle

Exotic pets are in the spotlight at expo in Chesapeake - 13newsnow.com WVEC
Exotic pets are in the spotlight at expo in Chesapeake  13newsnow.com WVEC

Homeowner injured trying to save pets in SW Wichita house fire - KWCH
Homeowner injured trying to save pets in SW Wichita house fire  KWCH

GMA Pet of the Week: Brandi - KATC Lafayette News
GMA Pet of the Week: Brandi  KATC Lafayette News

Storm-related house fire displaces three members of a local family and their pets - KWTX
Storm-related house fire displaces three members of a local family and their pets  KWTX

Tiger filmed roaming Houston raises concerns about exotic pet ownership in the Lone Star State - Fox News
Tiger filmed roaming Houston raises concerns about exotic pet ownership in the Lone Star State  Fox News

Pet Supplies Plus in Hillsborough Ribbon Cutting May 14 - TAPinto.net
Pet Supplies Plus in Hillsborough Ribbon Cutting May 14  TAPinto.net

How Losing a Pet Can Make You Stronger - The New York Times
How Losing a Pet Can Make You Stronger  The New York Times

GRPD: Armed robbery at 28th St. pet supply store - WOODTV.com
GRPD: Armed robbery at 28th St. pet supply store  WOODTV.com

Hoover zoning board recommends approval for pet facility in Tattersall Park - Hoover Sun
Hoover zoning board recommends approval for pet facility in Tattersall Park  Hoover Sun

Shelter pets find new forever homes thanks to recent adoption events - 69News WFMZ-TV
Shelter pets find new forever homes thanks to recent adoption events  69News WFMZ-TV

No Kitten Around! OC Firefighters Called In Rescue Family Pet - Patch.com
No Kitten Around! OC Firefighters Called In Rescue Family Pet  Patch.com

Pet and shopping scams surge during pandemic - BBC News
Pet and shopping scams surge during pandemic  BBC News

Vegan couple banned from owning pets after feeding their severely malnourished puppies a meat-free diet - Yahoo! Voices
Vegan couple banned from owning pets after feeding their severely malnourished puppies a meat-free diet  Yahoo! Voices

Pet Expert on Microchipping Cats and Dogs: It's 'the Safest Way to Find and Keep Your Pets' - PEOPLE
Pet Expert on Microchipping Cats and Dogs: It's 'the Safest Way to Find and Keep Your Pets'  PEOPLE

Pet Cats Fall For Optical Illusions Too - NPR
Pet Cats Fall For Optical Illusions Too  NPR

Tampa Bay area pets hoping to be adopted - Tampa Bay Times
Tampa Bay area pets hoping to be adopted  Tampa Bay Times

‘The Traveling Zoo’: Life on the Road, With Pets at Their Side - The New York Times
‘The Traveling Zoo’: Life on the Road, With Pets at Their Side  The New York Times

National Pet Day 2021: The best deals you can still shop for your dog or cat - USA TODAY
National Pet Day 2021: The best deals you can still shop for your dog or cat  USA TODAY

The Unshakeable Interspecies Bond of Pet Moms - Vogue
The Unshakeable Interspecies Bond of Pet Moms  Vogue

10 Eco-Friendly Pet Products to Help You Celebrate Earth Day with Your Cat or Dog - PEOPLE
10 Eco-Friendly Pet Products to Help You Celebrate Earth Day with Your Cat or Dog  PEOPLE

Tampa Bay area pets hope to share their love with you - Tampa Bay Times
Tampa Bay area pets hope to share their love with you  Tampa Bay Times

Vote 4 the Best: Pets - Voting - WDIV ClickOnDetroit
Vote 4 the Best: Pets - Voting  WDIV ClickOnDetroit

Paws Abilities, a locally-owned pet store, now open on 41st Street - KELOLAND.com
Paws Abilities, a locally-owned pet store, now open on 41st Street  KELOLAND.com

Michelle and Barack Obama Mourn the Death of Beloved Dog Bo: He 'Was a Constant, Comforting Presence' - PEOPLE
Michelle and Barack Obama Mourn the Death of Beloved Dog Bo: He 'Was a Constant, Comforting Presence'  PEOPLE

Pet tax deductions 2020: What you can and can’t deduct - MassLive.com
Pet tax deductions 2020: What you can and can’t deduct  MassLive.com

15-year-old cockatiel allegedly stolen from Tropic Waters Pet Center - WEAU
15-year-old cockatiel allegedly stolen from Tropic Waters Pet Center  WEAU

Tampa Bay area pets looking for loving homes - Tampa Bay Times
Tampa Bay area pets looking for loving homes  Tampa Bay Times

National Adopt a Shelter Pet Day: 40 essentials for new pet owners - New York Post
National Adopt a Shelter Pet Day: 40 essentials for new pet owners  New York Post

Are our pets fueling climate change and environmental hazards? - Vox
Are our pets fueling climate change and environmental hazards?  Vox

Need More Cute Animal Content? Follow the Pets of Netflix's Pet Stars on Instagram! - POPSUGAR
Need More Cute Animal Content? Follow the Pets of Netflix's Pet Stars on Instagram!  POPSUGAR

Meet the Plus-Size Orphan Pets That Are Seeking New Homes and Healthier Routines in California - PEOPLE
Meet the Plus-Size Orphan Pets That Are Seeking New Homes and Healthier Routines in California  PEOPLE

Pet of the Week: Sigma - WITN
Pet of the Week: Sigma  WITN

5 arrested after Lady Gaga's dog walker shot, pets kidnapped: Police - ABC News
5 arrested after Lady Gaga's dog walker shot, pets kidnapped: Police  ABC News

U.S. pet adoptions still strong as cats, dogs melt stress - Reuters
U.S. pet adoptions still strong as cats, dogs melt stress  Reuters

Over 40 Percent of Pet Parents Look at Their Cat or Dog as a 'Starter Child,' Survey Finds - PEOPLE
Over 40 Percent of Pet Parents Look at Their Cat or Dog as a 'Starter Child,' Survey Finds  PEOPLE

Pets on the Plaza: Meet Marge - 47abc - WMDT
Pets on the Plaza: Meet Marge - 47abc  WMDT

Development Notes: Banfield Pet Hospital to Collins Town Center - Jacksonville Daily Record
Development Notes: Banfield Pet Hospital to Collins Town Center  Jacksonville Daily Record

Pet Supplies Plus Supports National Pet ID Week Through Discounted Microchipping - PRNewswire
Pet Supplies Plus Supports National Pet ID Week Through Discounted Microchipping  PRNewswire

My friend set up a GoFundMe to pay for her sick pet, instead of getting a refund on our vacation. I canceled the trip. Who’s right? - MarketWatch
My friend set up a GoFundMe to pay for her sick pet, instead of getting a refund on our vacation. I canceled the trip. Who’s right?  MarketWatch

Pawsome Pets: These elementary students started up their own in-school dog treat shop - Gainesville Times
Pawsome Pets: These elementary students started up their own in-school dog treat shop  Gainesville Times

Pet Wise: Grooming pets provides health and safety benefits - Baltimore Sun
Pet Wise: Grooming pets provides health and safety benefits  Baltimore Sun

Empty the Shelters: Fees slashed at Oakland County Pet Adoption Center this week - FOX 2 Detroit
Empty the Shelters: Fees slashed at Oakland County Pet Adoption Center this week  FOX 2 Detroit

Lily the cockatiel bird stolen from Tropic Waters Pet Center - WQOW TV News 18
Lily the cockatiel bird stolen from Tropic Waters Pet Center  WQOW TV News 18

Petco Love Launches Game-Changing Centralized Solution To Help Reunite Lost Pets With Their Families - PRNewswire
Petco Love Launches Game-Changing Centralized Solution To Help Reunite Lost Pets With Their Families  PRNewswire

QUIZ: Which Anime Animal Would Be a Perfect Pet for YOU? - Crunchyroll News
QUIZ: Which Anime Animal Would Be a Perfect Pet for YOU?  Crunchyroll News

Pet Food Companies Look to the Future With Cell-Cultured Meat - Modern Farmer
Pet Food Companies Look to the Future With Cell-Cultured Meat  Modern Farmer

Pet of the Week | Rescued from hoarding situation, Cypress looks for comfortable home - Santa Cruz Sentinel
Pet of the Week | Rescued from hoarding situation, Cypress looks for comfortable home  Santa Cruz Sentinel

Proposed pet breeding facility in Cochise County draws opposition from Tucson, beyond - Arizona Daily Star
Proposed pet breeding facility in Cochise County draws opposition from Tucson, beyond  Arizona Daily Star

Barron’s Stock Pick: Pet Care Is Booming. Here’s a Stock to Play It. - Barron's
Barron’s Stock Pick: Pet Care Is Booming. Here’s a Stock to Play It.  Barron's

'The Joy of Pets' topic of virtual women's forum - Santa Rosa Press Democrat
'The Joy of Pets' topic of virtual women's forum  Santa Rosa Press Democrat

Pet of the week: Chill out with Greyson - The Providence Journal
Pet of the week: Chill out with Greyson  The Providence Journal

Pets of the Week: Kittens, Kittens, and More Kittens! - Sierra News Online
Pets of the Week: Kittens, Kittens, and More Kittens!  Sierra News Online

Does Your Pet Have Separation Anxiety? Or Do You? - The New York Times
Does Your Pet Have Separation Anxiety? Or Do You?  The New York Times

Coastal Pet To Host 5K Run for Charity - Pet Business Magazine
Coastal Pet To Host 5K Run for Charity  Pet Business Magazine

KRDO's Tuesday Afternoon Pet of the Week - KRDO
KRDO's Tuesday Afternoon Pet of the Week  KRDO

Hill's Pet Nutrition Teams Up With TikTok To Celebrate National Pet Day - PRNewswire
Hill's Pet Nutrition Teams Up With TikTok To Celebrate National Pet Day  PRNewswire

How to buy a pet without getting scammed - MarketWatch
How to buy a pet without getting scammed  MarketWatch

Pet Of The Week: Catin - KTVN
Pet Of The Week: Catin  KTVN

Adoptable pets from Arizona Humane Society and Maricopa County Animal Care (5/5/21) - ABC15 Arizona
Adoptable pets from Arizona Humane Society and Maricopa County Animal Care (5/5/21)  ABC15 Arizona

United States Pet Market Report 2021: US Retail Sales of Pet Products Reached $107 Billion in - GlobeNewswire
United States Pet Market Report 2021: US Retail Sales of Pet Products Reached $107 Billion in  GlobeNewswire

Can't find your pet's favorite food? Pandemic problems may be to blame - WGRZ.com
Can't find your pet's favorite food? Pandemic problems may be to blame  WGRZ.com

The 26 Best Pet-Friendly Hotels in the Country - PureWow
The 26 Best Pet-Friendly Hotels in the Country  PureWow

U.K. police hunt rabbit thief after giant celebrity pet Darius goes missing - NBC News
U.K. police hunt rabbit thief after giant celebrity pet Darius goes missing  NBC News

Netflix series ‘Pet Stars’ spotlights animal ‘influencers’ - Boston Herald
Netflix series ‘Pet Stars’ spotlights animal ‘influencers’  Boston Herald

Family Who Lost 2 Dogs to Sago Palms Wants Pet Owners to Know About the Toxic, Prevalent Plant - PEOPLE
Family Who Lost 2 Dogs to Sago Palms Wants Pet Owners to Know About the Toxic, Prevalent Plant  PEOPLE

Puppy mill loophole closed: Chicago pet stores banned from passing off purebred, designer dogs as rescues - Chicago Tribune
Puppy mill loophole closed: Chicago pet stores banned from passing off purebred, designer dogs as rescues  Chicago Tribune

Chewy cashed in on pandemic pet boom but now must keep leash on Amazon - Financial Times
Chewy cashed in on pandemic pet boom but now must keep leash on Amazon  Financial Times

PET OF THE WEEK: Rose - Odessa American
PET OF THE WEEK: Rose  Odessa American

Veterinarians, rescuers warning pet owners about new strain of potentially deadly parvovirus - WXIX
Veterinarians, rescuers warning pet owners about new strain of potentially deadly parvovirus  WXIX

Bo, former 'first pet' and Obama family dog, dies at age 12 - KOKI FOX 23
Bo, former 'first pet' and Obama family dog, dies at age 12  KOKI FOX 23

Gulf Coast Tiny Paws Rescue pet of the week - Galveston County Daily News
Gulf Coast Tiny Paws Rescue pet of the week  Galveston County Daily News

Ask 2: Can you drive with your pet on your lap? - KPRC Click2Houston
Ask 2: Can you drive with your pet on your lap?  KPRC Click2Houston

Pet of the week: Leon - Lynchburg News and Advance
Pet of the week: Leon  Lynchburg News and Advance

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