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Using Paypal for eBay Purchases


Paypal is the preferred payment choice for many buyers because Paypal allows buyers to pay instantly for eBay purchases. In this article, we will review using Paypal on eBay from the buyer's point of view.

Since eBay purchased Paypal, it has become even easier for buyers and sellers to complete auction sales. Buyers like Paypal because they can quickly and easily pay online. In fact, some bidders will only bid on items they can pay for with Paypal.

One thing that confuses buyers is some sellers accept Paypal payments through credit cards, while others only accept transfers. You see, with Paypal a buyer can fund the transaction in three ways. This can confuse buyers, and cause problems.

Here's the three ways to fund a Paypal transaction:

1. Transfer from a bank account tied to the user's Paypal account.

2. Transfer from a Paypal balance.

3. Payment from a Credit Card.

The first two options cost Paypal nothing in processing fees. Credit cards cost about 2 percent to process, and Paypal passes this cost on to merchants. Some eBay sellers do not want to pay this fee for service, so they only accept payments by transfer. This confuses buyers who win auctions and assume a credit card transaction is fine.

Paypal wants users to transfer funds, and not use their credit cards. Not only is this cheaper for Paypal, but there is no risk of a chargeback.

A chargeback is when a buyer reverses the charge on a credit card by contacting his bank. Most, maybe all, banks will reverse a credit card charge with little or no investigation if the card holder contests the charge. The money is taken right out of the merchant's bank account -Paypal in this case.

Paypal makes it difficult to use a credit card to send money through Paypal. This is done making the credit card payment option difficult to find, and warning users about the "risk" because you cannot buy Paypal's insurance.

With a credit card purchase, you do not need Paypal's insurance. Your bank will reverse the charge free if the seller scams you.

One other way Paypal makes it hard for users to instantly send money with a credit card is by limiting the total amount you can charge.

The first time I tried to use Paypal to pay for an eBay auction, I was unable to use my credit card because the amount was above the limit. That was a $700 item. I think the single item limit is $500, but could not find confirmation of this. The lifetime limit, or total amount you can send all eBay sellers with a credit card is $2,000.

If you wish to pay for an item with a credit card through Paypal you should confirm the seller takes card transactions. This can be done reviewing the auction and looking for the credit card logos adjacent to the Paypal logo in the payment methods screen.

Whenever you pay for an eBay auction through Paypal, you should check the seller's Paypal status. Do not send large amounts to unverified users, and watch that the user's address matches the auction details.

Paypal is an easy way to pay for your eBay purchases.

Terry Gibbs is a collector/dealer of old toys and trains, and teaches others how to buy and sell antiques and collectibles. Gibbs is the author of two best selling eBay books "The Auction Revolution," and "The Complete Guide To eBay Consignment Sales." He has also written numerous other books about buying and selling antiques and collectibles. Learn more at his website: http://www.news.iwantcollectibles.com

Copyright 2005 IWantCollectibles LLC used with permission.


TODAYS NEWS BY OFFICEJAX FREE ADVERTISING AND AD EXCHANGE SOLUTIONSMORE RESOURCES updated Tue. June / 18 / 2024

CarMax to build dealer auction center in New Kent - RichmondBizSense
CarMax to build dealer auction center in New Kent  RichmondBizSense

Birmingham-Southern College estate auction and sale are now online - Bham Now
Birmingham-Southern College estate auction and sale are now online  Bham Now

Honor a Cancer Hero online auction returns for fifth year - NASCAR
Honor a Cancer Hero online auction returns for fifth year  NASCAR

Operators of New York auction house charged with illegal sales of ivory and rhino horn artefacts - Art Newspaper
Operators of New York auction house charged with illegal sales of ivory and rhino horn artefacts  Art Newspaper

From Goodwill to an auction house: A lost Onderdonk painting is now up for grabs - The Dallas Morning News
From Goodwill to an auction house: A lost Onderdonk painting is now up for grabs  The Dallas Morning News

Sotheby's : Earliest known photograph of a First Lady comes to auction - The Eye of Photography
Sotheby's : Earliest known photograph of a First Lady comes to auction  The Eye of Photography

Rediscovered Work by Rubens to Sell at Sotheby’s London Old Masters Sale - Barron's
Rediscovered Work by Rubens to Sell at Sotheby’s London Old Masters Sale  Barron's

Ghanaian Court orders auction of Michael Essien’s properties - Vanguard
Ghanaian Court orders auction of Michael Essien’s properties  Vanguard

This Ultra-Rare Saleen S7 Is One of Just Two Ever Built—and It’s Heading to Auction - Robb Report
This Ultra-Rare Saleen S7 Is One of Just Two Ever Built—and It’s Heading to Auction  Robb Report

U.S. Court Refuses Request to Auction Off Seized Russian Yacht - The Maritime Executive
U.S. Court Refuses Request to Auction Off Seized Russian Yacht  The Maritime Executive

Two domain name auctions end this week - Domain Name Wire
Two domain name auctions end this week  Domain Name Wire

Sotheby's launches first fine art Sealed auction without reserve - Art Newspaper
Sotheby's launches first fine art Sealed auction without reserve  Art Newspaper

Wintry Landscape, Carolina Corner Cupboard Headline Leland Little’s Back-To-Back Auctions - Antiques and the Arts Online
Wintry Landscape, Carolina Corner Cupboard Headline Leland Little’s Back-To-Back Auctions  Antiques and the Arts Online

Illinois' unclaimed property auction begins with $2 bills, a Pickup truck and more - NBC Chicago
Illinois' unclaimed property auction begins with $2 bills, a Pickup truck and more  NBC Chicago

Hanford Mission Integration Solutions Hosting Ongoing Online Auction Series on GovDeals - Yahoo Finance
Hanford Mission Integration Solutions Hosting Ongoing Online Auction Series on GovDeals  Yahoo Finance

Concierge Auctions Breaks Record; Achieves Over List Price for Costa Rica’s ‘Casa Amarilla’ in Just 34 Days - EIN News
Concierge Auctions Breaks Record; Achieves Over List Price for Costa Rica’s ‘Casa Amarilla’ in Just 34 Days  EIN News

Twice-stolen Titian painting headed for auction - Reuters
Twice-stolen Titian painting headed for auction  Reuters

The stolen ruby slippers will be up for auction. Minnesota wants them back - NPR
The stolen ruby slippers will be up for auction. Minnesota wants them back  NPR

French King Louis XIII's Lavish 17th Century Wheellock Up for Auction - PR Newswire
French King Louis XIII's Lavish 17th Century Wheellock Up for Auction  PR Newswire

NRLA launches partnership with SDL Property Auctions | National Residential Landlords Association (NRLA) - WiredGov
NRLA launches partnership with SDL Property Auctions | National Residential Landlords Association (NRLA)  WiredGov

Rare Painting By Acclaimed 19th Century Greek Master Goes On Auction - GreekReporter.com - Greek Reporter
Rare Painting By Acclaimed 19th Century Greek Master Goes On Auction - GreekReporter.com  Greek Reporter

Illinois Unclaimed Property Auction Gets Underway Online - Patch.com
Illinois Unclaimed Property Auction Gets Underway Online  Patch.com

How you can own a piece from Vivienne Westwood’s wardrobe, up for auction at Christie’s London - Style
How you can own a piece from Vivienne Westwood’s wardrobe, up for auction at Christie’s London  Style

EJ's to auction classic cars June 29 in Glendale - citysuntimes
EJ's to auction classic cars June 29 in Glendale  citysuntimes

Phelps Online Auction: Soft Close Wednesday, June 26, 2024 - Chadrad
Phelps Online Auction: Soft Close Wednesday, June 26, 2024  Chadrad

Original “Birthday” lyrics part of new Beatles auction – KSHE 95 - KSHE 95
Original “Birthday” lyrics part of new Beatles auction – KSHE 95  KSHE 95

Concierge Auctions Announces Lineup for ‘Summer Showcase’ Live Auction in New York - EIN News
Concierge Auctions Announces Lineup for ‘Summer Showcase’ Live Auction in New York  EIN News

French auction results are not the new benchmark for floating wind in Europe - WindEurope
French auction results are not the new benchmark for floating wind in Europe  WindEurope

Croatia launches 450MW solar PV auction - PV Tech
Croatia launches 450MW solar PV auction  PV Tech

FWP accepting proposals for 2025 hunting license auctions - NBC Montana
FWP accepting proposals for 2025 hunting license auctions  NBC Montana

Illinois treasurer unclaimed property: Online auction starts Monday, Mike Frerichs' office says - WLS-TV
Illinois treasurer unclaimed property: Online auction starts Monday, Mike Frerichs' office says  WLS-TV

Bureau of Land Management auctions wild horses rounded up across Nevada - KTNV 13 Action News Las Vegas
Bureau of Land Management auctions wild horses rounded up across Nevada  KTNV 13 Action News Las Vegas

See inside the $8 million Camelback Mountain mansion up for auction - Axios
See inside the $8 million Camelback Mountain mansion up for auction  Axios

Mercedes 500SL Owned by Sir Stirling Moss Is Auction Bound - Autoweek
Mercedes 500SL Owned by Sir Stirling Moss Is Auction Bound  Autoweek

CarMax to build dealer auction center in New Kent - CBS 6 News Richmond WTVR
CarMax to build dealer auction center in New Kent  CBS 6 News Richmond WTVR

The Bill & Linda Feldhorn Collection Featured At Broad Arrow Auctions - Yahoo Autos
The Bill & Linda Feldhorn Collection Featured At Broad Arrow Auctions  Yahoo Autos

Croatia launches second phase of premiums auctions for wind, solar, hydropower - Balkan Green Energy News
Croatia launches second phase of premiums auctions for wind, solar, hydropower  Balkan Green Energy News

Matt Gaetz diatribing about slave auctions while Lauren Boebert plays with guns was.....yep, definitely on our 2024 ... - We Got This Covered
Matt Gaetz diatribing about slave auctions while Lauren Boebert plays with guns was.....yep, definitely on our 2024 ...  We Got This Covered

Phoenix mansion near Camelback Mountain hits auction block - Phoenix New Times
Phoenix mansion near Camelback Mountain hits auction block  Phoenix New Times

Financial alliances build as Citgo share auction enters last mile - Yahoo Finance
Financial alliances build as Citgo share auction enters last mile  Yahoo Finance

Livermore Valley Wine Auction Tickets Are Now on Sale - wineindustryadvisor.com
Livermore Valley Wine Auction Tickets Are Now on Sale  wineindustryadvisor.com

Going once, going twice! Don't miss Red River Rising's auction for Austin nonprofits - KEYE TV CBS Austin
Going once, going twice! Don't miss Red River Rising's auction for Austin nonprofits  KEYE TV CBS Austin

My Plates "Heroes vs Villains" Auction featuring 25 Comic Book Superheroes and Villains in a bidding war! - PR Web
My Plates "Heroes vs Villains" Auction featuring 25 Comic Book Superheroes and Villains in a bidding war!  PR Web

ACV Auctions Inc. (NASDAQ:ACVA) Position Increased by Congress Asset Management Co. MA - Defense World
ACV Auctions Inc. (NASDAQ:ACVA) Position Increased by Congress Asset Management Co. MA  Defense World

Tonya Harding's costume following Nancy Kerrigan attack up for auction - FOX 10 News Phoenix
Tonya Harding's costume following Nancy Kerrigan attack up for auction  FOX 10 News Phoenix

Brazil facing difficulties to achieve highway auction goal - BNamericas English
Brazil facing difficulties to achieve highway auction goal  BNamericas English

Renaissance painting once stolen and found at bus stop could sell for $32 million at art auction - NBC News
Renaissance painting once stolen and found at bus stop could sell for $32 million at art auction  NBC News

Dynasty Football Auction Draft Strategies for Startup Leagues - Fantasy Six Pack
Dynasty Football Auction Draft Strategies for Startup Leagues  Fantasy Six Pack

Coins of the German States Highlight Heritage Auction June 23 - CoinWeek
Coins of the German States Highlight Heritage Auction June 23  CoinWeek

Auctions: Sylvester Stallone's Grandmaster Chime Sells For $5.4 Million, Evaluating Vintage Patek Philippe Condition ... - HODINKEE
Auctions: Sylvester Stallone's Grandmaster Chime Sells For $5.4 Million, Evaluating Vintage Patek Philippe Condition ...  HODINKEE

Video. Vivienne Westwood's personal wardrobe up for grabs at London auction - Euronews
Video. Vivienne Westwood's personal wardrobe up for grabs at London auction  Euronews

Signed copy of early Taylor Swift recording fetches over $12000 at auction - NME
Signed copy of early Taylor Swift recording fetches over $12000 at auction  NME

Mercedes-AMG collection heads to auction featuring rare cars and parts - Motor Authority
Mercedes-AMG collection heads to auction featuring rare cars and parts  Motor Authority

Yukos shareholders complete auction of Russian vodka trademarks - GAR
Yukos shareholders complete auction of Russian vodka trademarks  GAR

45-Carat Yellow Diamond Withdrawn from Phillips Auction - National Jeweler
45-Carat Yellow Diamond Withdrawn from Phillips Auction  National Jeweler

Sotheby's to Stage the First Ever Dedicated Champagne Auction - Observer
Sotheby's to Stage the First Ever Dedicated Champagne Auction  Observer

Art auction coming up at Downtown Artists Co-op - ClarksvilleNow.com - Clarksville Now
Art auction coming up at Downtown Artists Co-op - ClarksvilleNow.com  Clarksville Now

America's Group buys San Antonio Auto Auction - Auto Remarketing
America's Group buys San Antonio Auto Auction  Auto Remarketing

Former Yukos share holders auction Russian vodka brandnames for $1.7 million - Reuters
Former Yukos share holders auction Russian vodka brandnames for $1.7 million  Reuters

Forever Loved Pet Sanctuary to host summer online auction June 20-24 to raise needed funds - citysuntimes
Forever Loved Pet Sanctuary to host summer online auction June 20-24 to raise needed funds  citysuntimes

ARRIFLEX 416 Plus HS - Auction - Newsshooter
ARRIFLEX 416 Plus HS - Auction  Newsshooter

Hello, Dolley? Earliest Known Photograph of a First Lady Comes to Auction - The New York Times
Hello, Dolley? Earliest Known Photograph of a First Lady Comes to Auction  The New York Times

Rare Bordeaux stars as Christie's Avery cellar auction tops £2.5m - Decanter.com
Rare Bordeaux stars as Christie's Avery cellar auction tops £2.5m  Decanter.com

You are cordially invited to the 23rd Annual Rocky Mountain Art Show & Auction - Oil City News
You are cordially invited to the 23rd Annual Rocky Mountain Art Show & Auction  Oil City News

Champagne and Burgundy From Taiwanese Billionaire Pierre Chen’s Collection Head to Auction - Barron's
Champagne and Burgundy From Taiwanese Billionaire Pierre Chen’s Collection Head to Auction  Barron's

29th Marine Commandant Al Gray's personal items set for auction - Marine Corps Times
29th Marine Commandant Al Gray's personal items set for auction  Marine Corps Times

Ernie Davis game-worn jersey up for auction until the end of June - WETM - MyTwinTiers.com
Ernie Davis game-worn jersey up for auction until the end of June  WETM - MyTwinTiers.com

A Closer Look at the Estate Auction of Stephen Sondheim—Plus Tips on How to Get the Winning Bid - Playbill
A Closer Look at the Estate Auction of Stephen Sondheim—Plus Tips on How to Get the Winning Bid  Playbill

WA carbon auction demand drops, as prices remain lower - The Seattle Times
WA carbon auction demand drops, as prices remain lower  The Seattle Times

Ornellaia's charity auction of the superb 2021 helps to raise $325,000 - Decanter.com
Ornellaia's charity auction of the superb 2021 helps to raise $325,000  Decanter.com

Claro Chile wins 5G auction with US$90mn bid - BNamericas English
Claro Chile wins 5G auction with US$90mn bid  BNamericas English

Orchid Illustrations, Sondheim's Playing Cards, E. H. Shepard Artwork: Auction Preview - Fine Books & Collections Magazine
Orchid Illustrations, Sondheim's Playing Cards, E. H. Shepard Artwork: Auction Preview  Fine Books & Collections Magazine

US treasury auctions off $22 billion of 30-year bonds at a high-yield of 4.403% - ForexLive
US treasury auctions off $22 billion of 30-year bonds at a high-yield of 4.403%  ForexLive

Zummit Plastics sees former Arizona equipment go up for auction - Plastics News
Zummit Plastics sees former Arizona equipment go up for auction  Plastics News

This vintage action figure set a record at auction. But your childhood toys may not be worth as much as you think - CNN
This vintage action figure set a record at auction. But your childhood toys may not be worth as much as you think  CNN

China to auction 990,000 tonnes of imported soybeans on June 21 - AgriCensus
China to auction 990,000 tonnes of imported soybeans on June 21  AgriCensus

US court to allow Citgo share-auction bidders to raise offers - Reuters.com
US court to allow Citgo share-auction bidders to raise offers  Reuters.com

At Suffolk police vehicle auction, bids may start at $500 but pair pay $20G for a 2018 BMW - Newsday
At Suffolk police vehicle auction, bids may start at $500 but pair pay $20G for a 2018 BMW  Newsday

Vivienne Westwood’s own wardrobe is going up for auction - CNN
Vivienne Westwood’s own wardrobe is going up for auction  CNN

Production Equipment from Major Stretch-Film Manufacturer Goes to Auction June 26 - PR Newswire
Production Equipment from Major Stretch-Film Manufacturer Goes to Auction June 26  PR Newswire

Manchester auctions off city lots to fund Affordable Housing Trust - WMUR Manchester
Manchester auctions off city lots to fund Affordable Housing Trust  WMUR Manchester

Croatia's CROPEX launches intraday auctions - SeeNews
Croatia's CROPEX launches intraday auctions  SeeNews

Carr Raises Possibility of 'Incentive Auction 2.0' | TV Tech - TV Technology
Carr Raises Possibility of 'Incentive Auction 2.0' | TV Tech  TV Technology

Land auction expected to have multiple bidders as Alex Meruelo hopes to build NHL stadium - ABC15 Arizona in Phoenix
Land auction expected to have multiple bidders as Alex Meruelo hopes to build NHL stadium  ABC15 Arizona in Phoenix

Rockridge FFA Holding Consignment Auction Fundraiser Saturday - WRMJ.COM
Rockridge FFA Holding Consignment Auction Fundraiser Saturday  WRMJ.COM

Illinois' Unclaimed Property Auction Is Valuable And Going On Now - B100
Illinois' Unclaimed Property Auction Is Valuable And Going On Now  B100

Disney Lorcana's "Gold Mickey" Card Up for Auction, Bidding Starts at $10K - ComicBook.com
Disney Lorcana's "Gold Mickey" Card Up for Auction, Bidding Starts at $10K  ComicBook.com

This 1,700-Year-Old Book Just Sold for $3.9 Million at Auction - Robb Report
This 1,700-Year-Old Book Just Sold for $3.9 Million at Auction  Robb Report

Siegel Auctions Sets New Record with America’s Most Valuable Postage Stamp - EIN News
Siegel Auctions Sets New Record with America’s Most Valuable Postage Stamp  EIN News

Kevin Spacey gets chance to save his Baltimore home - The Baltimore Banner
Kevin Spacey gets chance to save his Baltimore home  The Baltimore Banner

Foreclosure auction of Kevin Spacey's Baltimore home postponed as actor says he is millions in debt - Baltimore Sun
Foreclosure auction of Kevin Spacey's Baltimore home postponed as actor says he is millions in debt  Baltimore Sun

NRLA and SDL Property Auctions form new partnership - Property Reporter
NRLA and SDL Property Auctions form new partnership  Property Reporter

Sotheby’s, Fanatics team up to offer rare sports trading card auctions - CNBC
Sotheby’s, Fanatics team up to offer rare sports trading card auctions  CNBC

Sonja Morgan Gives Major Life Update After Putting Iconic New York Townhouse Up for Auction - OK!
Sonja Morgan Gives Major Life Update After Putting Iconic New York Townhouse Up for Auction  OK!

White House replica mansion auction canceled, but you can still buy it - Fox Business
White House replica mansion auction canceled, but you can still buy it  Fox Business

Sotheby's hosts largest champagne auction - Financial Times
Sotheby's hosts largest champagne auction  Financial Times

Produce auctions across Missouri connect rural farmers to urban sellers and local restaurants - STLPR
Produce auctions across Missouri connect rural farmers to urban sellers and local restaurants  STLPR

5 Takeaways From the Spring Art Auctions: $20 Million Is the New $50 Million - The New York Times
5 Takeaways From the Spring Art Auctions: $20 Million Is the New $50 Million  The New York Times

Historic Toledo property going up for auction - Toledo Blade
Historic Toledo property going up for auction  Toledo Blade

'Saturday Night Fever' dance floor sells for $325000 at auction - INQUIRER USA & CANADA
'Saturday Night Fever' dance floor sells for $325000 at auction  INQUIRER USA & CANADA

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